450 Waning Rd, Unity, ME 04988 Property Records

Waldo County and Unity Town property record for 450 Waning Rd, Unity, ME 04988

Property Summary

Property Type	Single Family Home
Lot Size	34 acres (1,481,040 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,531 (2024)
Deeds & Mortgages	May 2022 Refinance Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`UNIW M:02 L:13`

Property Details

APN / Parcel Number

Primary APN	`UNIW M:02 L:13`
Alternative APN	`366`

Exterior

Lot Area	1,481,040 sqft (34 acres)

Location & Zoning

Account Number	366
Street Address	450 WANING RD
City	UNITY
State	ME
Zip	04988-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	13
Jurisdiction	UNITY ME
Township / Civil Division	UNITY
Census Block Group	3
Census Block	3039
Census Tract	46002

Owner

Source: Waldo County and Unity Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 WANING RD, UNITY, ME 04988-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Nov 30, 2020	Deed of Trust, Mortgage SEMPER HM LOANS
Jan 15, 2019	Deed of Trust, Mortgage WEBSTER FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017
Deed Sale	Aug 22, 2017
Deed Document Number	20177959
Deed Book / Page	4194 / 311
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNITY ME
Property Address	450 WANING RD, UNITY, ME 04988-3122
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004794/213
Date	May 4, 2022
Book Page	4794/213
Instrument	2022-3663

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Jun 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNITY ME
Property Address	450 WANING RD, UNITY, ME 04988-3122
Document Number	0045880334
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	450 WANING RD UNITY ME 049883122, UNITY, ME 04988-3122

Mortgage

Document Number	0045880334
Date	Dec 22, 2020
Book Page	004588/000334
Instrument	12422

Lender

Name	SEMPER HM LOANS
Type	Funding / Finance Company
Address	PROVIDENCE, RI 02907

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNITY ME
Property Address	450 WANING RD, UNITY, ME 04988-3122
Document Number	0043420287
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	450 WANING RD UNITY ME 04988, UNITY, ME 04988

Mortgage

Document Number	0043420287
Date	Jan 24, 2019
Book Page	004342/000287
Instrument	592

Lender

Name	WEBSTER FIVE CENTS SVGS BK
Type	Federal Savings Bank
Address	WEBSTER, MA 01570

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Tax Assessment & Valuation

Source: Waldo County and Unity Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Unity Town
Unified School District	School Administrative District 03 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$401,800 (+34.34%) Land $59,200 Building $342,600
2024	$4,531.00 (+26.71%)	$299,100 (+32.99%) Land $45,300 Building $253,800
2022	$3,576.00	$224,900 Land $27,400 Building $197,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
UniTel Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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