450 W Silver St, Elko, NV 89801 Property Records

Elko County property record for 450 W Silver St, Elko, NV 89801

Property Summary

Property Type	Commercial
Details	32,888 sqft · built 1997
Lot Size	1.98 acres (86,684 sqft)
Owner	Trust Name on File
Last Sale	$2,825,000 (Oct 2007)
Tax Bill	$33,344 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2019 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`001-691-006`

Property Details

APN / Parcel Number

Primary APN	`001-691-006`
Alternative APN	`001-691-002`

Interior

Units	4 Units
Stories	1 Story
Building Area	32,888 sqft Gross Area
1st Floor Area	15,101 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete
Construction Type	Concrete Block
Lot Area	86,684 sqft
Porch	Covered Porch
Porch Area	927 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C

Location & Zoning

Street Address	450 W SILVER ST
City	ELKO
State	NV
Zip	89801-7724
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ZLI
Legal Description	ELKO INDUSTRIAL SUBDIVION FILE 396517 LOCATED IN MDB&M FORMERLY A PORTION OF 001-691-002
Legal Range	55E
Legal Township	34N
Legal Section	15
Legal Subdivision	ELKO INDUSTRIAL SUB
Legal Block	10
Legal Lot Number	B
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2032
Census Tract	951000

Owner

450 W Silver St, a commercial property, is held in a trust since March 2019.

Source: Elko County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	4216 E 4TH ST, LONG BEACH, CA 90814-2921
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE WEST
Apr 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 1, 2017	Loan Modification, Mortgage NATIONAL LN ACQUISITIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2007 · Amount on File
Deed Sale	Oct 22, 2007 · Amount on File
Deed Document Number	2007583435
Last Transfer Date	Mar 26, 2019
Transfer Doc	0000753014
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	450 W SILVER ST, ELKO, NV 89801-7724
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2340 HYPERION AVE, LOS ANGELES, CA 90027-4712

Mortgage

Document Number	0000777978
Date	Dec 3, 2020
Instrument	777978

Lender

Name	BANK OF THE WEST
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Apr 1, 2019
Property Address	450 W SILVER ST, ELKO, NV 89801-7724
Document Number	0000753014
Instrument Date	Mar 26, 2019
Instrument	753014
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2340 HYPERION AVE LOS ANGELES CA 900274712, LOS ANGELES, CA 90027-4712

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Apr 1, 2019
Property Address	450 W SILVER ST, ELKO, NV 89801-7724
Document Number	0000753013
Instrument Date	Mar 26, 2019
Instrument	753013
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2340 HYPERION AVE LOS ANGELES CA 900274712, LOS ANGELES, CA 90027-4712

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKO NV
Property Address	450 W SILVER ST, ELKO, NV 89801-7724
Document Number	0000732867
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2340 HYPERION AVE LOS ANGELES CA 900274712, LOS ANGELES, CA 90027-4712

Mortgage

Document Number	0000732867
Date	Nov 13, 2017
Instrument	732867

Lender

Name	NATIONAL LN ACQUISITIONS
Type	Funding / Finance Company
Address	WILSONVILLE, OR 97070

Agreement

Term	180 Months
Due	Nov 12, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 450 W Silver St was $33,344, up 1.2% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$33,344.00 (+1.16%)	$911,014 (+1.16%) Land $91,019 Building $819,996	$2,602,897 (+1.16%) Land $260,054 Building $2,342,846
2025	$32,961.00	$900,567 Land $55,972 Building $844,595	$2,573,049 Land $159,920 Building $2,413,129
2023	$29,652.00 (+8%)	$840,408 (+12.04%) Land $55,972 Building $784,436	$2,401,166 (+12.04%) Land $159,920 Building $2,241,246
2022	$27,455.00	$750,107 Land $55,972 Building $694,135	$2,143,163 Land $159,920 Building $1,983,243

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 450 W Silver St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2005–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 W Silver St is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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