450 W Ridgeview Dr, Peru, IN 46970 Property Records

Miami County property record for 450 W Ridgeview Dr, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,098 sqft · built 2020
Lot Size	0.622 acres (27,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,500 (Sep 2020)
Tax Bill	$3,057 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-29014-00`

Property Details

APN / Parcel Number

Primary APN	`021-29014-00`
Alternative APNs	`52-08-16-301-014.000-016` `00769580637`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,098 sqft Living Area
1st Floor Area	2,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	27,094 sqft (0.622 acres)
Lot Dimensions	124 ft deep x 83 ft wide
Terrain	High
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00769580637
Street Address	450 W RIDGEVIEW DR
City	PERU
State	IN
Zip	46970-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-29014-00 NORTH RIDGE ESTATES LOT 14 41 290 01400
Legal Subdivision	NORTH RIDGE ESTATE
Legal Lot Number	14
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	2
Census Block	2013
Census Tract	952100

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 W RIDGEVIEW DR, PERU, IN 46970-8914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS BANK
Apr 4, 2023	Transfer on Death Deed, Transfer
Sep 25, 2020	Warranty Deed, Construction Loan · Construction Mortgage CROSSROADS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Deed Document Number	2020523860
Last Transfer Date	Apr 3, 2023
Transfer Doc	20230521167
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	450 W RIDGEVIEW DR, PERU, IN 46970-8914
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 W RIDGEVIEW DR, PERU, IN 46970-8914

Mortgage

Document Number	20210520019
Date	Jan 4, 2021
Instrument	20210520019

Lender

Name	CROSSROADS BANK
Type	Bank
Address	PERU, IN 46970

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI IN
Recording Date	Apr 4, 2023
Property Address	450 W RIDGEVIEW DR, PERU, IN 46970-8914
Document Number	20230521167
Instrument Date	Apr 3, 2023
Instrument	20230521167
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	450 W RIDGEVIEW DR, PERU, IN 46970-8914

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Sep 25, 2020
Property Address	450 W RIDGEVIEW DR, PERU, IN 46970-8914
Document Number	20200523860
Instrument Date	Sep 25, 2020
Instrument	20200523860
Transaction Type	Construction Loan
Record Updated	Dec 26, 2023
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 W RIDGEVIEW DR, PERU, IN 46970-8914

Mortgage

Document Number	20200523861
Date	Sep 25, 2020
Instrument	20200523861

Lender

Name	CROSSROADS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2021

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,057.00 (+21.89%) Homeowner's exemption	$335,700 (+32.43%) Land $20,200 Building $315,500	$335,700 (+32.43%) Land $20,200 Building $315,500
2024	$2,508.00 (-1.07%)
2023	$2,535.00 (-21.32%)	$253,500 (+16.39%) Land $20,200 Building $233,300	$253,500 (+16.39%) Land $20,200 Building $233,300
2022	$3,222.00 Homeowner's exemption	$217,800 Land $20,200 Building $197,600	$217,800 Land $20,200 Building $197,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1998–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Skyewaves Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections.

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