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450 W Main St, Bartow, FL 33830 Property Records

Polk County property record for 450 W Main St, Bartow, FL 33830

Property Summary

Property TypeCommercial Office
Details12,663 sqft · built 1991
Lot Size1.24 acres (54,437 sqft)
OwnerCompany Name on Record
Last Sale$510,000 (Dec 2017)
Tax Bill$16,749 (2025)
Deeds & MortgagesJun 2018 Loan Modification
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-06-394000-000041

Property Details

APN / Parcel Number

Primary APN25-30-06-394000-000041
Alternative APNs
  • 063025394000000041
  • 63025000

Interior

Units2 Units
Stories2 Stories
Building Area12,663 sqft Gross Area
1st Floor Area8,351 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1996
Fire ResistanceMasonry Walls, Wood Interior
Lot Area54,437 sqft
Lot Dimensions141 ft deep x 132 ft wide
View / LotLake
Canopy135 sqft

Location & Zoning

Street Address450 W MAIN ST
CityBARTOW
StateFL
Zip33830-4535
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeC2
Legal DescriptionCALDWELLS SUB PB 8 PG 8 LOTS 3 THRU 10
Legal Range25E
Legal Township30S
Legal Section06
Legal SubdivisionCALDWELLS SUBDIVISION
Legal Tract394000
Legal Block2
Legal Lot Number3-10
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2037
Census Tract15000

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1136 1ST ST S, WINTER HAVEN, FL 33880-3903
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2018Loan Modification, Consolidation and Extension, Mortgage
BANK OF CTRL FL
Dec 6, 2017Grant Deed, Construction Loan
ONETRUST HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2017 · Amount on Record
Deed SaleDec 6, 2017 · Amount on Record
Prior SaleDec 6, 2017 · Amount on Record
Deed Document Number2017234199
Deed Book / Page10333 / 556
Record UpdatedOct 29, 2026

June 2018: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionPOLK FL
Property Address450 W MAIN ST, BARTOW, FL 33830-4535
Document Number0105321408
Instrument DateJun 22, 2018
Transaction TypeMortgage
Record UpdatedMay 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1136 1ST ST S WINTER HAVEN FL 338803903, WINTER HAVEN, FL 33880-3903

Mortgage

Document Number0105321408
DateJun 28, 2018
Book Page010532/001408
Instrument138481
Lender
NameBANK OF CTRL FL
TypeBank
AddressLAKELAND, FL 33813
Agreement
AmountAmount Recorded

December 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateDec 6, 2017
Property Address450 W MAIN ST, BARTOW, FL 33830-4535
Document Number0103330556
Book / Page010333 / 000556
Instrument DateNov 30, 2017
Instrument234199
Transaction TypeConstruction Loan
Record UpdatedMay 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,570.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 334 WINTER HAVEN FL 338820334, WINTER HAVEN, FL 33882-0334

Mortgage

Document Number103330284
DateDec 6, 2017
Book Page010333/000284
Instrument234115
Lender
NameONETRUST HM LOANS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount Recorded
Term360 Months
DueDec 5, 2047

Mortgage

Document Number103330558,
DateDec 6, 2017
Book Page010333/000558
Instrument234200
Lender
NameBANK OF CTRL FL
TypeBank
Address5015 S FLORIDA AVE, LAKELAND, FL 33813-5502
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$923,791 (+1%)$1,088,342 (-2.32%) Land $206,864 Building $881,478
2025$16,749.00 (-18.36%)$839,810 (+21%)$1,114,188 (+60.53%) Land $206,864 Building $907,324
2024$20,516.00 (+18.89%)
2023$17,257.00 (+14.87%)$694,058 (+2.39%) Land $206,864 Building $487,194$694,058 (+2.39%) Land $206,864 Building $487,194
2022$15,023.00$677,835 Land $206,864 Building $470,971$677,835 Land $206,864 Building $470,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1995–2004)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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