450 W Elverta Rd, Elverta, CA 95626 Property Records

Sacramento County property record for 450 W Elverta Rd, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,628 sqft · built 1970
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on Record
Last Sale	$460,000 (Mar 2009)
Tax Bill	$6,920 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202-0101-002-0000`

Property Details

APN / Parcel Number

Primary APN	`202-0101-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,628 sqft Living Area
1st Floor Area	2,518 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	435,600 sqft
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	450 W ELVERTA RD
City	ELVERTA
State	CA
Zip	95626-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	ELVERTA 01, LOT 4
Legal Subdivision	ELVERTA 01
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1020
Census Tract	7206

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	450 W ELVERTA RD, ELVERTA, CA 95626-9202
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NORTHERN BANK OF DIXON
Aug 2, 2021	Intrafamily Transfer, Transfer
Jun 16, 2017	Deed of Trust, Mortgage READYCAP LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2009 · Amount on Record
Deed Sale	Mar 5, 2009 · Amount on Record
Prior Sale	Dec 2, 2008 · Amount on Record
Deed Book / Page	20090305 / 118
Last Transfer Date	Jul 14, 2021
Transfer Doc	8020000001692
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	450 W ELVERTA RD, ELVERTA, CA 95626-9202
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 W ELVERTA RD, ELVERTA, CA 95626-9202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001086
Date	Sep 12, 2023
Instrument	202309121086

Lender

Name	FIRST NORTHERN BANK OF DIXON
Type	Bank
Address	DAVIS, CA 95616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	6.2%
Max Rate At Change	8.25%
Index	SOFR Average 30-Day
Max Rate	11.2%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 2, 2021
Property Address	450 W ELVERTA RD, ELVERTA, CA 95626-9202
Document Number	0000001692
Map Reference	MB 8 MAP 40
Instrument Date	Jul 14, 2021
Instrument	202108021692
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	450 W ELVERTA RD, ELVERTA, CA 95626-9202
Investor	Possibly a Property Investor

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	450 W ELVERTA RD, ELVERTA, CA 95626-9202
Document Number	1706210207
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	450 W ELVERTA RD ELVERTA CA 956269202, ELVERTA, CA 95626-9202

Mortgage

Document Number	1706210207
Date	Jun 21, 2017
Instrument	1706210207

Lender

Name	READYCAP LNDG
Address	420 MOUNTAIN AVE # 3RD, NEW PROVIDENCE, NJ 07974-2736

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Secondary School District	Twin Rivers Unified School District (9-12) (09 - 12)
Elementary School District	Elverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$699,200 (+18.04%) Land $426,885 Building $272,315
2025	$6,920.00 (+6.92%)	$592,354 (+4.04%) Land $418,515 Building $173,839
2024	$6,472.00 (-1.37%)
2023	$6,562.00 (+3.98%)	$569,354 Land $402,264 Building $167,090
2022	$6,311.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1982–1995)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 11 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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