450 Vantage Bay Loop, Vantage, WA 98950 Property Records

Kittitas County property record for 450 Vantage Bay Loop, Vantage, WA 98950

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,127 sqft · built 2022
Lot Size	0.408 acres (17,783 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2021)
Tax Bill	$7,103 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1723300600083`

Property Details

APN / Parcel Number

Primary APN	`1723300600083`
Alternative APN	`961748`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	3 Stories
Building Area	3,127 sqft Living Area
Gross Area	4,731 sqft
1st Floor Area	567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Tri-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Metal
Lot Area	17,783 sqft (0.408 acres)
Garage Type	Attached
Garage Area	1,540 sqft
Parking Spaces	3 Parking Spaces
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	450 VANTAGE BAY LOOP
City	VANTAGE
State	WA
Zip	98950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANTAGE BAY PUD; LOT 83; SEC 30, TWP 17, RGE 23
Legal Range	23
Legal Township	17
Legal Section	30
Legal Subdivision	VANTAGE BAY PUD
Legal Lot Number	83
Jurisdiction	KITTITAS WA
Township / Civil Division	KITTITAS
Census Block Group	3
Census Block	3015
Census Tract	975700

Owner

Source: Kittitas County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	822 156TH PL SW, LYNNWOOD, WA 98087-2535
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Aug 7, 2009 · Amount on Record
Deed Document Number	202141
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	450 VANTAGE HWY, VANTAGE, WA 98950
Transaction Type	Mortgage
Record Updated	Jun 27, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003040015
Date	Mar 4, 2022
Instrument	202203040015

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	Sep 14, 2021
Property Address	450 VANTAGE HWY, VANTAGE, WA 98950
Document Number	0009140041
Map Reference	MB 13 PG 133-124
Instrument Date	Aug 17, 2021
Instrument	202109140041
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,392.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 156TH PL SW, LYNNWOOD, WA 98087-2535

Mortgage

Document Number	0009140042
Date	Sep 14, 2021
Instrument	202109140042

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Kittitas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Unified School District	Kittitas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$913,340 (+18.96%) Land $245,000 Building $668,340	$913,340 (+18.96%) Land $245,000 Building $668,340
2025	$7,103.00
2023		$767,760 Land $265,000 Building $502,760	$767,760 Land $265,000 Building $502,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless	50 / 10

May also be available: T-Mobile.

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