Bergen County and Wyckoff Township property record for 450 Vance Ave, Wyckoff, NJ 07481
| Property Type | Single Family Home |
|---|---|
| Details | 2,812 sqft · built 1978 |
| Lot Size | 0.611 acres (26,602 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $17,778 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2019 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-00340-0000-00021 |
| Primary APN | 70-00340-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,812 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 26,602 sqft (0.611 acres) |
| Lot Dimensions | 200 ft deep x 133 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 450 VANCE AVE |
|---|---|
| City | WYCKOFF |
| State | NJ |
| Zip | 07481-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA25 |
| Legal Description | 133X200 |
| Legal Subdivision | DEVONSHIRE ESTATE |
| Legal Block | 340 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WYCKOFF |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 61300 |
Source: Bergen County and Wyckoff Township records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 VANCE AVE, WYCKOFF, NJ 07481-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Line of Credit LEAD BANK |
| Dec 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance 1ST 2ND MORTGAGE CO |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST 2ND MORTGAGE CO OF NEW JERSEY INC |
| Apr 2, 2019 | Deed, Transfer · Stand-Alone Refinance 1ST 2ND MORTGAGE CO |
| May 3, 2018 | Deed with Mortgage, Transfer · Conventional with PMI FIRST SECOND MTG |
| Mar 23, 2018 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 1991 |
| Deed Sale | Feb 21, 1991 |
| Deed Book / Page | 7428 / 96 |
| Last Transfer Date | Dec 11, 2017 |
| Transfer Doc | 0028881481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 4, 2026 |
| Property Address | 450 VANCE AVE, WYCKOFF, NJ 07481-1128 |
| Document Number | 0000037020 |
| Book / Page | 5812 / 659 |
| Instrument Date | May 14, 2026 |
| Instrument | 202637020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 450 VANCE AVE, WYCKOFF, NJ 07481-1128 |
| Document Number | 0000037020, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 5812/659 |
| Instrument | 202637020 |
| Name | LEAD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 450 VANCE AVE, WYCKOFF, NJ 07481-1128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN LAND TITLE AFFILIAT |
| Name | Verified Name |
|---|
| Document Number | 0034421879 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 3442/1879 |
| Instrument | 19-088392 |
| Name | 1ST 2ND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 450 VANCE AVE, WYCKOFF, NJ 07481-1128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLDE SCHOOL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0036760395 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 3676/395 |
| Instrument | 20-076162 |
| Name | 1ST 2ND MORTGAGE CO OF NEW JERSEY INC |
|---|---|
| Type | Mortgage Company |
| Address | CRESSKILL, NJ 07626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 2, 2019 |
| Property Address | 450 VANCE AVE, WYCKOFF, NJ 07481-1128 |
| Document Number | 0032112433 |
| Book / Page | 3211 / 2433 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 19-020748 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 VANCE AVE, WYCKOFF, NJ 07481-1128 |
| Document Number | 0032112440 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 3211/2440 |
| Instrument | 2019-020748.01 |
| Name | 1ST 2ND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 3, 2018 |
| Property Address | 450 VANCE AVE, WYCKOFF, NJ 07481-1128 |
| Document Number | 0029310362 |
| Book / Page | 002931 / 000362 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 31283 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 VANCE AVE WYCKOFF NJ 074811128, WYCKOFF, NJ 07481-1128 |
| Document Number | 29310369 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 002931/000369 |
| Instrument | 31283 |
| Name | FIRST SECOND MTG |
|---|---|
| Type | Mortgage Company |
| Address | CRESSKILL, NJ 07626 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 23, 2018 |
| Property Address | 450 VANCE AVE, WYCKOFF, NJ 07481-1128 |
| Document Number | 0028881481 |
| Book / Page | 002888 / 001481 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284 |
Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Wyckoff Township |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Elementary School District | Wyckoff Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $877,500 (-) Land $447,700 Building $429,800 | $877,500 (-) Land $447,700 Building $429,800 | |
| 2025 | $17,778.00 (+3.9%) | $877,500 (-) Land $447,700 Building $429,800 | $877,500 (-) Land $447,700 Building $429,800 |
| 2024 | $17,111.00 (+5.87%) | ||
| 2023 | $877,500 Land $447,700 Building $429,800 | $877,500 Land $447,700 Building $429,800 | |
| 2022 | $16,163.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures