450 Third St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 450 Third St, Schenectady, NY 12306 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Year BuiltBuilt 1910
Square Footage2,520 sqft Total Area
Lot Size6,000 sqft (0.137 acres)
OccupancyOwner Occupied
Last Sale$240,000 (2023)
Tax Bill$5,574.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 48.52-2-36
Alternative APN
  • 150004805200020360000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area2,520 sqft Total Area
1st Floor1,260 sqft 1st Floor
2nd Floor1,260 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area6,000 sqft (0.137 acres)
Depth X Width150 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area216 sqft Garage
Porch Area368 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address450 THIRD ST
CitySCHENECTADY
StateNY
Zip12306-5024
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionAND PART OF 174 2 WOOD AND GARAGE
Legal Block2
Legal Lot Number36.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1004
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.52-2-36

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address450 THIRD ST, SCHENECTADY, NY 12306-5024
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY BANK NA
Aug 02, 2019Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 11, 2023 · Amount on Record
Deed SaleAug 11, 2023 · Amount on Record
Prior SaleAug 02, 2019 · Amount on Record
Deed Doc Number202345773
Deed Book / Page2113 / 556
Record RefreshedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 11, 2023
Property Address450 THIRD ST, SCHENECTADY, NY 12306-5024
Document Number0000045773
Book / Page2113 / 556
Instrument DateJun 12, 2023
Instrument202345773
Transaction TypeTransfer
Record UpdatedAug 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address450 THIRD ST, SCHENECTADY, NY 12306-5024

Transferred To (Grantee/Buyer)

NameVerified Name
Address950 ALBANY ST # 1, 1, SCHENECTADY, NY 12307-1513

Mortgage

Document Number0000045776
DateAug 11, 2023
Instrument202345776
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term284 Months
DueApr 23, 2047

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 02, 2019
Property Address450 THIRD ST, SCHENECTADY, NY 12306-5024
Document Number0000034427
Book / Page002016 / 000785
Instrument DateJul 16, 2019
Instrument34427
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$480.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10908 112TH ST SOUTH OZONE PARK NY 114201024, SOUTH OZONE PARK, NY 11420-1024

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,574.00 (+7.86%)$91,900 (-) Land $13,800 Building $78,100$152,178 (+30.82%) Land $22,852 Building $129,326
2023$91,900 (-) Land $13,800 Building $78,100$116,329 (+3.8%) Land $17,468 Building $98,861
2022$91,900 Land $13,800 Building $78,100$112,073 Land $16,829 Building $95,244
2021$5,168.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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