450 Summit View Dr, Westminster, MD 21158 Property Records

Carroll County property record for 450 Summit View Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,296 sqft · built 2007
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$499,500 (Aug 2018)
Tax Bill	$6,269 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-153295`

Property Details

APN / Parcel Number

Primary APN	`07-153295`
Alternative APN	`153295`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,296 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	76 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	153295
Street Address	450 SUMMIT VIEW DR
City	WESTMINSTER
State	MD
Zip	21158-4343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 1 - 2.00 ACS 450 SUMMIT VIEW DR 49-50 CAMELOT PLAZA SC 1
Legal Subdivision	CAMELOT PLAZA
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1024
Census Tract	507703

Owner

Source: Carroll County records · APN 07-153295

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	450 SUMMIT VIEW DR, WESTMINSTER, MD 21158-4343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2018	Deed of Trust, Mortgage · Line of Credit CARROLL COMMUNITY BANK
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 27, 2018	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Aug 29, 2012 · Amount on Record
Deed Book / Page	9103 / 127
Prior Transfer Date	Jun 11, 2012
Prior Transfer Doc	0070190195
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	450 SUMMIT VIEW DR, WESTMINSTER, MD 21158-4343
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089490391
Date	Feb 27, 2018
Book Page	8949/0391

Lender

Name	CARROLL COMMUNITY BANK
Type	Bank
Address	SYKESVILLE, MD 21784

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	450 SUMMIT VIEW DR, WESTMINSTER, MD 21158-4343
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103750001
Date	Jul 22, 2021
Book Page	10375/1

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jan 01, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 27, 2018
Property Address	450 SUMMIT VIEW DR, WESTMINSTER, MD 21158-4343
Document Number	0091030127
Book / Page	9103 / 0127
Map Reference	MB49 PL50
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	VELOCITY NATL TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0009103135
Date	Aug 27, 2018
Instrument	9103/135

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,000 (+17.23%) Land $140,000 Building $443,000	$583,000 (+17.23%) Land $140,000 Building $443,000
2025	$6,269.00 (+11.57%)
2023	$5,619.00	$497,300 Land $140,000 Building $357,300	$497,300 Land $140,000 Building $357,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ting Fiber.

Based on FCC filings for 15 locations within half a mile of this property.

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