Union County and Mountainside Borough property record for 450 Summit Rd, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 3,138 sqft · built 1975 |
| Lot Size | 0.432 acres (18,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,020,000 (Nov 2018) |
| Tax Bill | $19,217 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00007-03-00018 |
| Primary APN | 10-00007-03-00018 |
|---|---|
| Alternative APN |
|
| Building Area | 3,138 sqft Living Area |
|---|
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 18,818 sqft (0.432 acres) |
| Old Parcel Number | 1000007C00018 |
|---|---|
| Street Address | 450 SUMMIT RD |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | MOUNTAINSIDE |
| Legal Block | 7.3 |
| Legal Lot Number | 18 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 38300 |
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 SUMMIT RD, MOUNTAINSIDE, NJ 07092-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Nov 13, 2018 | Grant Deed, Subdivision Related Transfer AMERICAN FED'L MTG CORP |
| Feb 20, 2018 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Prior Sale | Feb 20, 2018 · Amount on Record |
| Deed Document Number | 2018306841 |
| Deed Book / Page | 6295 / 788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 450 SUMMIT RD, MOUNTAINSIDE, NJ 07092-1516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | ALLIED TITLE LLC SUITE |
| Name | Verified Name |
|---|
| Document Number | 0149032855 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 14903/2855 |
| Instrument | 6367 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 13, 2018 |
| Property Address | 450 SUMMIT RD, MOUNTAINSIDE, NJ 07092-1516 |
| Document Number | 0062950788 |
| Book / Page | 006295 / 000788 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 306841 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2018 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 450 SUMMIT RD MOUNTAINSIDE NJ 070921516, MOUNTAINSIDE, NJ 07092-1516 |
| Document Number | 145060937 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 014506/000937 |
| Instrument | 665291 |
| Name | AMERICAN FED'L MTG CORP |
|---|---|
| Address | CHESTER, NJ 07930 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 20, 2018 |
| Property Address | 450 SUMMIT RD, MOUNTAINSIDE, NJ 07092-1516 |
| Document Number | 0062460851 |
| Book / Page | 006246 / 000851 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 296908 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 450 SUMMIT RD MOUNTAINSIDE NJ 070921516, MOUNTAINSIDE, NJ 07092-1516 |
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $915,100 (-) Land $307,400 Building $607,700 | $915,100 (-) Land $307,400 Building $607,700 | |
| 2025 | $19,217.00 (+2.44%) | $915,100 (-) Land $307,400 Building $607,700 | $915,100 (-) Land $307,400 Building $607,700 |
| 2024 | $18,759.00 (+2.65%) | ||
| 2023 | $915,100 Land $307,400 Building $607,700 | $915,100 Land $307,400 Building $607,700 | |
| 2022 | $18,274.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1999–2021) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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