450 Spencer St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 450 Spencer St, Fall River, MA 02721 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2005
Square Footage	2,352 sqft Living Area
Lot Size	14,109 sqft (0.324 acres)
Occupancy	Owner Occupied
Last Sale	$390,000 (2022)
Tax Bill	$5,204.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`FALL M:0D-07 B:0000 L:0081`
Alternative APN	`M:0D=07 B:0000 L:0081`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,352 sqft Living Area
Gross Area	3,648 sqft Gross Area
Basement Area	1,176 sqft Basement
Unfinished Basement	1,176 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	14,109 sqft (0.324 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	450 SPENCER ST
City	FALL RIVER
State	MA
Zip	02721-4514
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	81
Jurisdiction	FALL RIVER MA
Minor Civil Division	FALL RIVER
Census Blockgroup	3
Census Block	3015
Census Tract	640800

Owner

Source: Bristol County and Fall River City records · APN FALL M:0D-07 B:0000 L:0081

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	450 SPENCER ST, FALL RIVER, MA 02721-4514
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Apr 08, 2005 · Amount on Record
Record Refreshed	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FALL RIVER MA
Recording Date	May 11, 2022
Property Address	450 SPENCER ST, FALL RIVER, MA 02721-4514
Document Number	0000053645
Instrument Date	Aug 16, 2021
Instrument	53645
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	82 GAGNON ST APT 3, 3, FALL RIVER, MA 02723-3283

Mortgage

Document Number	0000053646
Date	May 11, 2022
Instrument	53646

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,204.00 (+7.1%)	$454,500 (+7.47%) Land $139,000 Building $315,500	$592,610 (+13.58%)
2024	$4,859.00 (-5.56%)	$422,900 (+0.86%) Land $133,700 Building $289,200	$521,740
2023	$5,145.00	$419,300 Land $127,200 Building $292,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bristol County (25005C), updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.