450 Smith Store Rd, Covington, GA 30016 Property Records

Newton County property record for 450 Smith Store Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,707 sqft · built 2019
Lot Size	2.64 acres (114,998 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Jan 2015)
Tax Bill	$6,489 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`00140-00000-110-B00`

Property Details

APN / Parcel Number

Primary APN	`00140-00000-110-B00`
Alternative APNs	`0014 110B` `7158`

Interior

Full Baths	4 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	3,707 sqft Heated Area
Basement Area	2,483 sqft
Unfinished Basement	2,483 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	114,998 sqft (2.64 acres)
Garage Area	681 sqft
Porch	Open Porch
Deck Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7158
Old Parcel Number	0014 110B
Street Address	450 SMITH STORE RD
City	COVINGTON
State	GA
Zip	30016-4272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	2.64 AC TR 2 SMITH STORE
Legal Subdivision	R3 MISC LAND - AREA 6
Legal Tract	2
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3001
Census Tract	100902

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	XX
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jun 28, 2019	Deed of Trust, Construction Loan · Construction Mortgage NEWTON FED'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2015 · Amount on Record
Deed Sale	Jan 8, 2015 · Amount on Record
Prior Sale	Feb 12, 2007 · Amount on Record
Deed Document Number	0003293364
Deed Book / Page	3293 / 364
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	450 SMITH STORE RD, COVINGTON, GA 30016-4272
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 SMITH STORE RD, COVINGTON, GA 30016-4272

Mortgage

Document Number	0042110000000002
Date	Jun 14, 2021
Book Page	0000004211/0000000002
Instrument	011034

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jun 28, 2019
Property Address	450 SMITH STORE RD, COVINGTON, GA 30016-4272
Document Number	0038590189
Book / Page	003859 / 000189
Instrument Date	Jun 27, 2019
Instrument	8035
Transaction Type	Construction Loan
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 JOE EWING DR COVINGTON GA 300163194, COVINGTON, GA 30016-3194

Mortgage

Document Number	38590189
Date	Jun 28, 2019
Book Page	003859/000189
Instrument	8035

Lender

Name	NEWTON FED'L BK
Type	Bank
Address	COVINGTON, GA 30014

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.01%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,489.00 (-11.99%) Homeowner's exemption	$264,640 (-15.75%) Land $16,240 Building $248,400	$661,600 (-15.75%) Land $40,600 Building $621,000
2023		$314,120 Land $14,800 Building $299,320	$785,300 Land $37,000 Building $748,300
2022	$7,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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