Sonoma County property record for 450 Silva St, Cloverdale, CA 95425
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,032 sqft · built 1978 |
| Lot Size | 0.158 acres (6,875 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Feb 2022) |
| Tax Bill | $9,079 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Feb 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-100-027-000 |
| Primary APN | 116-100-027-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 2,560 sqft |
| 1st Floor Area | 2,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,875 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 116-100-027 |
|---|---|
| Street Address | 450 SILVA ST |
| City | CLOVERDALE |
| State | CA |
| Zip | 95425-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCL |
| Legal Description | 1972 FORM 116-100-19 PT TO CTY ST 2584-73 |
| Legal Subdivision | MAP OF THE TOWN OF CLOVERDALE |
| Legal Block | 2 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | CLOVERDALE-GEYSERVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 154202 |
Source: Sonoma County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 SILVA ST, CLOVERDALE, CA 95425-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit AIM CU |
| Feb 22, 2022 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 9, 2019 | Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 3, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on Record |
| Deed Sale | Feb 22, 2022 · Amount on Record |
| Prior Sale | Jul 9, 2019 · Amount on Record |
| Deed Document Number | 202212698 |
| Prior Transfer Date | May 1, 1998 |
| Prior Transfer Doc | 0000054674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 450 SILVA ST, CLOVERDALE, CA 95425-3125 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 450 SILVA ST, CLOVERDALE, CA 95425-3125 |
| Document Number | 0000014030 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023014030 |
| Name | AIM CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Feb 22, 2022 |
| Property Address | 450 SILVA ST, CLOVERDALE, CA 95425-3125 |
| Document Number | 0000012698 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 2022012698 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 450 SILVA ST, CLOVERDALE, CA 95425-3125 |
| Document Number | 0000012699 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2022012699 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 450 SILVA ST, CLOVERDALE, CA 95425-3125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 450 SILVA ST, CLOVERDALE, CA 95425-3125 |
| Document Number | 0000004279 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021004279 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Aug 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jul 9, 2019 |
| Property Address | 450 SILVA ST, CLOVERDALE, CA 95425-3125 |
| Document Number | 0000046988 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 2019046988 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 450 SILVA ST, CLOVERDALE, CA 95425-3125 |
| Document Number | 0000046989 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 2019046989 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jun 3, 2019 |
| Property Address | 450 SILVA ST, CLOVERDALE, CA 95425-3125 |
| Document Number | 0000036976 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 36976 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2275 FLAGSTONE WAY CONCORD CA 945211602, CONCORD, CA 94521-1602 |
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cloverdale City |
| Unified School District | Cloverdale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $757,701 (+2%) Land $303,080 Building $454,621 | |
| 2025 | $9,079.00 (+0.98%) Homeowner's exemption | $742,845 (+4.04%) Land $297,138 Building $445,707 |
| 2023 | $8,991.00 (+31.81%) | $714,000 Land $285,600 Building $428,400 |
| 2022 | $6,821.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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