Cherokee County property record for 450 S Elm St, Hulbert, OK 74441
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 1997 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $57,600 (Mar 2020) |
| Tax Bill | $1,215 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 24966 |
| Primary APN | 24966 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 952 sqft |
| 2nd Floor Area | 952 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 720 sqft |
| Deck Area | 305 sqft |
| Patio Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 24966 |
|---|---|
| Street Address | 450 S ELM ST |
| City | HULBERT |
| State | OK |
| Zip | 74441-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HULBERT LOTS LTS 3-4- BLK 19 |
| Legal Subdivision | HULBERT LOTS |
| Legal Block | 19 |
| Legal Lot Number | 3,4 |
| Jurisdiction | CHEROKEE OK |
| Township / Civil Division | HULBERT |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 977702 |
Source: Cherokee County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 S ELM ST, HULBERT, OK 74441-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 12, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on Record |
| Deed Sale | Mar 13, 2020 · Amount on Record |
| Prior Sale | Mar 2, 2012 · Amount on Record |
| Deed Document Number | 20201704 |
| Deed Book / Page | 1267 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Property Address | 450 S ELM ST, HULBERT, OK 74441-8903 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 001338/208 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 1338/208 |
| Instrument | I-2022-000525 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Recording Date | Feb 12, 2021 |
| Property Address | 450 S ELM ST, HULBERT, OK 74441-8903 |
| Document Number | 001300/994 |
| Book / Page | 1300 / 994 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021-001294 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Cherokee County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cherokee County |
| Municipality | Hulbert Town |
| Unified School District | Hulbert Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,421 (-4.07%) Land $539 Building $15,882 | $149,289 (-4.07%) Land $4,900 Building $144,389 | |
| 2025 | $1,215.00 | $17,118 (+2.32%) Land $1,100 Building $16,018 | $155,616 (-2.15%) Land $10,000 Building $145,616 |
| 2024 | $1,215.00 (-1.14%) | $16,730 (+5%) Land $1,100 Building $15,630 | $159,039 (+9.8%) Land $10,000 Building $149,039 |
| 2023 | $1,229.00 (+1.91%) | $15,933 (+2.93%) Land $1,100 Building $14,833 | $144,849 (+2.93%) Land $10,000 Building $134,849 |
| 2022 | $1,206.00 | $15,480 Land $447 Building $15,033 | $140,727 Land $4,060 Building $136,667 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 64% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HULBERT PWA serves 1,007 people · EPA ID OK1021620 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lake Region Technology & Communications Fiber | 2,500 / 2,500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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