450 S Bay Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 450 S Bay Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,180 sqft · built 1986
Lot Size	0.217 acres (9,457 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,000 (May 2018)
Tax Bill	$1,820 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2018 Sale & Construction Loan + 3 more
Flood Zone	Zone X (moderate risk)
APN	`302-30-444`

Property Details

APN / Parcel Number

Primary APN	`302-30-444`
Alternative APN	`302304446`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
Gross Area	2,498 sqft
1st Floor Area	2,180 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,457 sqft (0.217 acres)
Parking Spaces	3 Parking Spaces
Patio Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	450 S BAY DR
City	GILBERT
State	AZ
Zip	85233-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	BAYVIEW MCR 282-15
Legal Range	5E
Legal Township	1S
Legal Section	14
Legal Subdivision	BAYVIEW
Legal Lot Number	101
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	422305

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 S BAY DR, GILBERT, AZ 85233-6538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
May 17, 2018	Warranty Deed, Construction Loan · Construction Mortgage ACADEMY MORTGAGE CORP
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jul 26, 2017	Trustee's Deed, Foreclosure GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY
Oct 14, 2006	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	2018379102
Prior Transfer Date	Jul 19, 2017
Prior Transfer Doc	0000546887
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	450 S BAY DR, GILBERT, AZ 85233-6538
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 W MOUNTAIN VIEW DR, MESA, AZ 85201-3811

Mortgage

Document Number	0000283566
Date	Mar 30, 2022
Instrument	20220283566

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 17, 2018
Property Address	450 S BAY DR, GILBERT, AZ 85233-6538
Document Number	0000379102
Map Reference	MB 282 PG 15
Instrument Date	May 7, 2018
Instrument	20180379102
Transaction Type	Construction Loan
Record Updated	Dec 21, 2021
Title Company	MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 2015, REDONDO BEACH, CA 90278-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	450 S BAY DR, GILBERT, AZ 85233-6538

Mortgage

Document Number	0000379103
Date	May 17, 2018
Instrument	20180379103

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	450 S BAY DR, GILBERT, AZ 85233-6538
Document Number	0000754785
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0000754785
Date	Oct 11, 2017
Instrument	754785

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 26, 2017
Property Address	450 S BAY DR, GILBERT, AZ 85233-6538
Document Number	0000546887
Instrument Date	Jul 17, 2017
Instrument	546887
Transaction Type	Foreclosure
Record Updated	Aug 1, 2017
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	450 S BAY DR, GILBERT, AZ 85233-6538
Document Number	0000004840
Instrument Date	Oct 14, 2006
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	UNITED GENERAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	450 S BAY DR GILBERT AZ 852336538, GILBERT, AZ 85233-6538

Mortgage

Document Number	0000004840
Date	Jan 4, 2017
Instrument	4840

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,430 (+76.65%)	$464,300 (+2.9%) Land $92,800 Building $371,500
2025	$1,820.00 (-5.7%)	$26,283 (-45.33%)	$451,200 (-6.16%) Land $90,200 Building $361,000
2024		$48,080	$480,800 Land $96,100 Building $384,700
2023	$1,930.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, WeLink Communications.

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