450 S 4th St, Aurora, IL 60505 Property Records

Kane County property record for 450 S 4th St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,792 sqft · built 1912
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Nov 2025)
Tax Bill	$6,812 (2025)
Deeds & Mortgages	Nov 2025 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-178-003`

Property Details

APN / Parcel Number

Primary APN	`15-27-178-003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,792 sqft Living Area
Gross Area	5,052 sqft
Basement Area	1,492 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	450 S 4TH ST
City	AURORA
State	IL
Zip	60505-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIERPONTS SUBDN - LOT 3
Legal Subdivision	PIERPONTS SUB
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2005
Census Tract	854200

Owner

450 S 4th St is owned by two individuals who bought it in November 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	439 W STIMMEL ST, WEST CHICAGO, IL 60185-3253
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 2, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Feb 2, 2017 · Amount on File
Deed Document Number	202545276
Prior Transfer Date	Aug 31, 2004
Prior Transfer Doc	0000025133
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 14, 2025
Property Address	450 S 4TH ST, AURORA, IL 60505-5419
Document Number	0000045276
Instrument Date	Oct 28, 2025
Instrument	2025K045276
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	439 W STIMMEL ST, WEST CHICAGO, IL 60185-3253

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	450 S 4TH ST, AURORA, IL 60505-5419
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	NOVAS TITLE COMPANY LLC, NOVAS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067997
Date	Sep 7, 2021
Instrument	2021K067997

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	85661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 2, 2017
Property Address	450 S 4TH ST, AURORA, IL 60505-5419
Document Number	0000006397
Instrument Date	Jan 17, 2017
Instrument	6397
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7701 N WESTANNA AVE PORTLAND OR 972032629, PORTLAND, OR 97203-2629

Mortgage

Document Number	6400
Date	Feb 2, 2017
Instrument	6400

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 450 S 4th St was $6,812, up 7.9% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,812.00 (+7.94%)	$104,307 (+13.28%) Land $6,744 Building $97,563	$313,046 (+13.28%) Land $20,240 Building $292,806
2024	$6,311.00	$92,076 Land $6,165 Building $85,911	$276,339 Land $18,502 Building $257,836
2022	$5,703.00 (+1.1%)	$75,063 (+7.41%) Land $5,026 Building $70,037	$225,189 (+7.41%) Land $15,078 Building $210,111
2021	$5,641.00	$69,884 Land $4,679 Building $65,205	$209,652 Land $14,037 Building $195,615

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 450 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 450 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Watch TV.

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