450 Rustic Ln, Sanford, NC 27330 Property Records

Chatham County property record for 450 Rustic Ln, Sanford, NC 27330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,456 sqft · built 2018
Lot Size	14.9 acres (650,351 sqft)
Owner	2 Company Names on Record
Last Sale	$750,000 (Oct 2025)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0077553`

Property Details

APN / Parcel Number

Primary APN	`0077553`
Alternative APN	`1362625`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,456 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Wood
Lot Area	650,351 sqft (14.9 acres)
Garage Type	Attached

Location & Zoning

Street Address	450 RUSTIC LN
City	SANFORD
State	NC
Zip	27330-0532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 3 AC 14.93 BK 2017 PG 112
Legal Subdivision	SOUTH EAST GULF
Legal Block	65
Legal Lot Number	3
Jurisdiction	CHATHAM NC
Township / Civil Division	GULF
Census Block Group	2
Census Block	2012
Census Tract	20600

Owner

Source: Chatham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	450 RUSTIC LN, SANFORD, NC 27330-0532
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Jan 31, 2018 · Amount on Record
Deed Document Number	20258822
Deed Book / Page	2490 / 558
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Oct 7, 2026
Property Address	450 RUSTIC LN, SANFORD, NC 27330-0532
Document Number	0000009400
Book / Page	2550 / 796
Instrument Date	Oct 7, 2026
Instrument	20269400
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	450 RUSTIC LN, SANFORD, NC 27330-0532

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Oct 2, 2025
Property Address	450 RUSTIC LN, SANFORD, NC 27330-0532
Document Number	002490/558
Book / Page	2490 / 558
Map Reference	PL 2017-112
Instrument Date	Sep 19, 2025
Instrument	8822
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 71613, FORT BRAGG, NC 28307-3613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 RUSTIC LN, SANFORD, NC 27330-0532

Mortgage

Document Number	0000008823
Date	Oct 2, 2025
Instrument	8823

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	450 RUSTIC LN, SANFORD, NC 27330-0532
Document Number	0000013390
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 RUSTIC LN SANFORD NC 273300532, SANFORD, NC 27330-0532

Mortgage

Document Number	0000013390
Date	Oct 22, 2020
Book Page	002156/000302
Instrument	13390

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	450 RUSTIC LN, SANFORD, NC 27330-0532
Document Number	0000003646
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 RUSTIC LN SANFORD NC 273300532, SANFORD, NC 27330-0532

Mortgage

Document Number	0000003646
Date	Apr 16, 2019
Book Page	002040/000477
Instrument	3646

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,776.00 (+29.8%)	$524,624 (+54.2%) Land $102,625 Building $421,999	$524,624 (+54.2%) Land $102,625 Building $421,999
2024	$2,909.00 (+5.4%)	$340,218 (-) Land $60,513 Building $279,705	$340,218 (-) Land $60,513 Building $279,705
2023	$2,760.00	$340,218 Land $60,513 Building $279,705	$340,218 Land $60,513 Building $279,705

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Windstream DSL	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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