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450 Ruby Oaks Ln, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 450 Ruby Oaks Ln, Murfreesboro, TN 37128 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,530 sqft · built 2022
Owner2 Individual Names on File
Last Sale$503,900 (Oct 2022)
Tax Bill$2,124 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Oct 2022 Sale
Flood ZoneZone X (minimal risk)
APN094K-C-039.00-000

Property Details

APN / Parcel Number

Primary APN094K-C-039.00-000
Alternative APNs
  • 094K C 03900
  • R0131242

Interior

Plumbing Fixtures10 Plumbing Fixtures
Building Area2,530 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Dimensions120 ft deep x 65 ft wide
Garage TypeAttached
Garage Area385 sqft
PorchSlab
Porch Area354 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account NumberR0131242
Street Address450 RUBY OAKS LN
CityMURFREESBORO
StateTN
Zip37128-0639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFINAL PLAT, SECTION 5
Legal Lot Number52
JurisdictionRUTHERFORD TN
Township / Civil Division9
Census Block Group1
Census Block1079
Census Tract40808

Owner

Source: Rutherford County records · APN 094K-C-039.00-000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address450 RUBY OAKS LN, MURFREESBORO, TN 37128-0639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ACOPIA LLC
Oct 12, 2022Warranty Deed, Construction Loan
LAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TTL SVCS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Prior SaleOct 12, 2022 · Amount on Record
Deed Document Number20222470216
Deed Book / Page2294 / 3859
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateOct 31, 2022
Property Address450 RUBY OAKS LN, MURFREESBORO, TN 37128-0639
Document Number0022943859
Book / Page2294 / 3859
Map ReferenceMB 7 PG 189
Instrument DateOct 28, 2022
Instrument2470216
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 02, 2023
Title CompanyLAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,864.43
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address450 RUBY OAKS LN, MURFREESBORO, TN 37128-0639
InvestorPossibly a Property Investor

Mortgage

Document Number0022943862
DateOct 31, 2022
Instrument2294-3862
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

October 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateOct 12, 2022
Property Address450 RUBY OAKS LN, MURFREESBORO, TN 37128-0639
Document Number0022901345
Book / Page2290 / 1345
Map ReferenceMB 47 PG 189
Instrument DateOct 06, 2022
Instrument2467557
Transaction TypeConstruction Loan
Record UpdatedJun 02, 2023
Title CompanyLAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TTL SVCS LLC

Transaction

AmountAmount Recorded
Tax$314.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address143 VETERANS PKWY, MURFREESBORO, TN 37128-6434

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
Unified School DistrictRutherford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$139,800 (+23.47%) Land $32,500 Building $107,300$559,200 (+23.83%) Land $130,000 Building $429,200
2025$2,124.00$113,225 (+0.29%) Land $15,000 Building $98,225
2023$2,124.00$112,900 Land $15,000 Building $97,900$451,600 (-0.29%) Land $60,000 Building $391,600
2022$452,900 Land $60,000 Building $392,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (47149C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471490408081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 28 individual NFIP policies nearby
Nearby Flood Policies28 in force
Nearby Flood Claims4 (2010–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimFeb 2020, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 28% of Tennessee
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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