450 Riverside Dr, Waterloo, WI 53594 Property Records

Jefferson County property record for 450 Riverside Dr, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.41 acres (17,860 sqft)
Owner	Trust Name on Record
Tax Bill	$6,673 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0644-067`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0644-067`

Exterior

Lot Area	17,860 sqft (0.41 acres)

Location & Zoning

Street Address	450 RIVERSIDE DR
City	WATERLOO
State	WI
Zip	53594-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3,BLK 11, 2ND ADD TO BRADFORD HILL ADD
Legal Range	13E
Legal Township	08N
Legal Section	06
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	BRADFORD HILL ADD
Legal Block	11
Legal Lot Number	3
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1004
Census Tract	100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	450 RIVERSIDE DR, WATERLOO, WI 53594-1041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage AVESTAR CREDIT UNION
Jan 28, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jan 22, 2021
Last Transfer Date	Jan 28, 2021
Transfer Doc	0001439352
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Recording Date	Jul 28, 2026
Property Address	450 RIVERSIDE DR, WATERLOO, WI 53594-1041
Document Number	0001510084
Instrument Date	Jul 22, 2026
Instrument	20261510084
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust, 203
Address	450 RIVERSIDE DR, WATERLOO, WI 53594-1041

Mortgage

Document Number	0001510084,
Date	Jul 28, 2026
Instrument	20261510084

Lender

Name	AVESTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jan 28, 2021
Property Address	450 RIVERSIDE DR, WATERLOO, WI 53594-1041
Document Number	0001439352
Instrument Date	Jan 8, 2021
Instrument	1439352
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	7633 GANSER WAY #100 MADISON WI 537192092, 100, MADISON, WI 53719-2092

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,673.00 (+15.93%) Homeowner's exemption	$364,200 (+27.7%) Land $51,500 Building $312,700	$401,900
2023	$5,756.00 Homeowner's exemption	$285,200 Land $43,000 Building $242,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx.

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