Otsego County and Unadilla Town property record for 450 River Rd, Mount Upton, NY 13809 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1929 |
| Square Footage | 1,530 sqft Living Area |
| Lot Size | 4,870,879 sqft (111 acres) |
| Garage | Detached, 816 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,930.00 (2025) |
| Primary APN | 366289 312.00-1-2.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,530 sqft Living Area |
| 1st Floor | 1,020 sqft 1st Floor |
| Upper Floors | 510 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Traditional Style |
| Lot Area | 4,870,879 sqft (111 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 816 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 224 sqft Shed |
| Porch Area | 594 sqft Porch |
| Pole Structure | Pole Structure |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 045960 |
|---|---|
| Street Address | 450 RIVER RD |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-2140 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | 966 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | UNADILLA |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 591602 |
Source: Otsego County and Unadilla Town records · APN 366289 312.00-1-2.00
Assessment roll updated April 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 450 RIVER RD, MOUNT UPTON, NY 13809-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 01, 2026 |
| Transfer Doc | 0000003089 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 09, 2026 |
| Property Address | 450 RIVER RD, MOUNT UPTON, NY 13809-2140 |
| Document Number | 0000003089 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 20263089 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 RIVER RD, MOUNT UPTON, NY 13809-2140 |
Source: Otsego County and Unadilla Town records · Assessment roll updated April 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Gilbertsville-Mount Upton Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,930.00 | $129,300 (-) Land $48,300 Building $81,000 | $315,366 (+14.63%) Land $117,805 Building $197,561 |
| 2023 | $129,300 Land $48,300 Building $81,000 | $275,106 Land $102,766 Building $172,340 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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