450 River Rd, Hudson, WI 54016 Property Records

St. Croix County property record for 450 River Rd, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on Record
Tax Bill	$16,099 (2026)
Deeds & Mortgages	Jul 2023 Transfer Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030-1019-60-000`

Property Details

APN / Parcel Number

Primary APN	`030-1019-60-000`
Alternative APN	`05.29.19.81B`

Exterior

Lot Area	522,720 sqft (12 acres)

Location & Zoning

Street Address	450 RIVER RD
City	HUDSON
State	WI
Zip	54016-6827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 5 T29N R19W SE NW LOT 2 CSM 1/256
Legal Range	19W
Legal Township	29N
Legal Section	05
Legal Subdivision	CERTIFIED
Legal Lot Number	2
Jurisdiction	ST CROIX WI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1079
Census Tract	120402

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 RIVER RD, HUDSON, WI 54016-6827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Transfer on Death Deed, Transfer
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE CORP
Nov 20, 2019	Trustee's Deed, Construction Loan · Line of Credit LAKE ELMO BK
May 24, 2018	Warranty Deed, Transfer TITLE ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 11, 2023
Transfer Doc	0001168838
Record Updated	Oct 29, 2026

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CROIX WI
Recording Date	Jul 11, 2023
Property Address	450 RIVER RD, HUDSON, WI 54016-6827
Document Number	0001168838
Map Reference	MB 1 PG 256
Instrument Date	Jul 11, 2023
Instrument	1168838
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	450 RIVER RD, HUDSON, WI 54016-6827
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001106973
Date	Jul 14, 2020
Instrument	1106973

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	450 RIVER RD, HUDSON, WI 54016-6827
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001104520
Date	Jun 11, 2020
Instrument	1104520

Lender

Name	WINTRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 20, 2019
Property Address	450 RIVER RD, HUDSON, WI 54016-6827
Instrument Date	Nov 18, 2019
Instrument	1092818
Transaction Type	Construction Loan
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 RIVER RD HUDSON WI 54016, HUDSON, WI 54016

Mortgage

Document Number	0001092818
Date	Nov 20, 2019
Instrument	1092818

Lender

Name	LAKE ELMO BK
Type	Bank
Address	LAKE ELMO, MN 55042-0857

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 19, 2020

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	May 24, 2018
Property Address	450 RIVER RD, HUDSON, WI 54016-6827
Document Number	0001065426
Instrument Date	May 22, 2018
Instrument	1065426
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	St. Joseph Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,099.00 Homeowner's exemption
2025	$16,099.00 (+11.4%) Homeowner's exemption	$1,155,700 (-) Land $217,000 Building $938,700	$1,155,700 (-) Land $217,000 Building $938,700
2023	$14,452.00 (-4%) Homeowner's exemption	$1,155,700 (-) Land $217,000 Building $938,700	$1,155,700 (-) Land $217,000 Building $938,700
2022	$15,054.00 Homeowner's exemption	$1,155,700 Land $217,000 Building $938,700	$1,155,700 Land $217,000 Building $938,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 95% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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