450 River Rd, Apt G, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 450 River Rd, Apt G, Nutley, NJ 07110

Property Summary

Property Type	Condominium
Details	488 sqft · built 1969
Lot Size	0.007 acres (283 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Jun 2019)
Tax Bill	$3,053 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-01200-0000-00002-0000-C5007`

Property Details

APN / Parcel Number

Primary APN	`16-01200-0000-00002-0000-C5007`
Alternative APN	`16004900000000010000C450G`

Interior

Units	13 Units
Building Area	488 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Condo/Apartment
Lot Area	283 sqft (0.007 acres)

Location & Zoning

Old Parcel Number	16004900000000010000C450G
Street Address	450 RIVER RD, G
City	NUTLEY
State	NJ
Zip	07110-3637
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-O
Legal Subdivision	REGENCY BLDG 450
Legal Block	1200
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	1
Census Block	1003
Census Tract	13600

Owner

450 River Rd, Apt G is owned and occupied by an individual who bought it in June 2019.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	450 RIVER RD, G, NUTLEY, NJ 07110-3637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Jan 16, 1998 · Amount on File
Deed Document Number	201958740
Prior Transfer Date	Apr 21, 2010
Prior Transfer Doc	0010035057
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	450 RIVER RD APT G, G, NUTLEY, NJ 07110-3637
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038874
Date	Jun 28, 2023
Instrument	2023038874

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	450 RIVER RD APT G, G, NUTLEY, NJ 07110-3637
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143321
Date	Dec 3, 2021
Instrument	2021143321

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 450 River Rd, Apt G was $3,053, up 2.6% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,100 (-) Land $35,000 Building $78,100	$113,100 (-) Land $35,000 Building $78,100
2025	$3,053.00 (+2.59%)	$113,100 Land $35,000 Building $78,100	$113,100 Land $35,000 Building $78,100
2024	$2,976.00
2023		$113,100 Land $35,000 Building $78,100	$113,100 Land $35,000 Building $78,100
2022	$3,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 River Rd, Apt G in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 River Rd, Apt G is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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