Rowan County property record for 450 Riddle Fork Rd, Clearfield, KY 40313
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 2,314 sqft |
| Lot Size | 84.3 acres (3,673,415 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Nov 2018) |
| Tax Bill | $2,292 (2025) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-00 00 039.00 |
| Primary APN | 115-00 00 039.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,314 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,673,415 sqft (84.3 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10954 |
|---|---|
| Street Address | 450 RIDDLE FORK RD |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-8924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HSE BARNS & PARCEL #1- 97A+- RIDDLE FORK |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950302 |
450 Riddle Fork Rd, a rural home, is owned and occupied by an individual who bought it in November 2018.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 450 RIDDLE FORK RD, CLEARFIELD, KY 40313-8924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2018 · Amount on File |
| Deed Sale | Nov 21, 2018 · Amount on File |
| Deed Document Number | 411993 |
| Deed Book / Page | D270 / 038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Nov 21, 2018 |
| Property Address | 450 RIDDLE FORK RD, CLEARFIELD, KY 40313-8924 |
| Document Number | 00D270/038 |
| Book / Page | D270 / 038 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 411993 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 450 RIDDLE FORK RD, 450, CLEARFIELD, KY 40313-8924 |
| Name | Verified Name |
|---|---|
| Address | 162 HOOVER AVE, EDISON, NJ 08837-2668 |
| Document Number | 0000411994 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 411994 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 450 Riddle Fork Rd was $2,292 with a homeowner's exemption.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,292.00 Homeowner's exemption | $322,900 Land $247,900 Building $75,000 | $431,000 Land $136,000 Building $295,000 |
| 2023 | $2,356.00 Homeowner's exemption | $322,900 Land $247,900 Building $75,000 | $431,000 Land $136,000 Building $295,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Riddle Fork Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Riddle Fork Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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