450 Richards Dr, Youngstown, OH 44505 Property Records

Trumbull County property record for 450 Richards Dr, Youngstown, OH 44505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,976 sqft · built 1955
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$42,400 (Feb 2010)
Tax Bill$1,713 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-302700

Property Details

APN / Parcel Number

Primary APN12-302700

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,976 sqft Living Area
1st Floor Area3,952 sqft
Basement Area1,420 sqft
Unfinished Basement1,420 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions226 ft deep x 85 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area73 sqft
Patio Area90 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address450 RICHARDS DR
CityYOUNGSTOWN
StateOH
Zip44505-2135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description36 85F COL HT 1 S CARDINAL AV
Legal SubdivisionCOLONIAL HEIGHTS
Legal Lot Number36
JurisdictionTRUMBULL OH
Township / Civil DivisionLIBERTY
Census Block Group5
Census Block5009
Census Tract931900

Owner

Source: Trumbull County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address450 RICHARDS DR, YOUNGSTOWN, OH 44505-2135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2010 · Amount on Record
Deed SaleFeb 17, 2010 · Amount on Record
Prior SaleSep 23, 2009 · Amount on Record
Deed Document Number20102652
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Recording DateJun 11, 2026
Property Address450 RICHARDS DR, YOUNGSTOWN, OH 44505-2135
Document Number0000010106
Instrument DateJun 8, 2026
Instrument202610106
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWESBANCO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 RICHARDS DR, YOUNGSTOWN, OH 44505-2135

Mortgage

Document Number0000010106,
DateJun 11, 2026
Instrument202610106
Lender
NameWESBANCO BANK INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 8, 2051
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionLiberty Township
Unified School DistrictLiberty Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,713.00$42,910 (-) Land $5,040 Building $37,870
2024$1,713.00 (-2.95%) Homeowner's exemption$42,910 (-) Land $5,040 Building $37,870
2023$1,765.00 (+14.83%) Homeowner's exemption$42,910 (+32.4%) Land $5,040 Building $37,870$122,600 (+32.4%) Land $14,400 Building $108,200
2022$1,537.00 Homeowner's exemption$32,410 Land $4,340 Building $28,070
2020$92,600 Land $12,400 Building $80,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimMar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYOUNGSTOWN CITY PWS
serves 130,530 people · EPA ID OH5002303
Water SourcePurchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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