450 Reef Rd, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 450 Reef Rd, Waldoboro, ME 04572

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,323 sqft · built 2005
Lot Size	4.66 acres (202,990 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Jun 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WALB M:R18 L:64`

Property Details

APN / Parcel Number

Primary APN	`WALB M:R18 L:64`
Alternative APNs	`WALB M:R18 L:64-2034` `2034`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	202,990 sqft (4.66 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2034
Street Address	450 REEF RD
City	WALDOBORO
State	ME
Zip	04572-5661
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RURAL
Legal Lot Number	64-2034
Jurisdiction	WALDOBORO ME
Township / Civil Division	WALDOBORO
Census Block Group	1
Census Block	1016
Census Tract	975200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Waldoboro Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 REEF RD, WALDOBORO, ME 04572-5661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK
May 8, 2026	Warranty Deed, Transfer
Jul 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK
Jul 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026
Deed Sale	May 8, 2026
Deed Book / Page	6341 / 283
Prior Transfer Date	May 24, 2024
Prior Transfer Doc	0061990219
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Recording Date	Jun 25, 2026
Property Address	450 REEF RD, WALDOBORO, ME 04572-5661
Document Number	0000125093
Book / Page	6359 / 298
Instrument Date	Jun 9, 2026
Instrument	2026125093
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 REEF RD, WALDOBORO, ME 04572-5661

Mortgage

Document Number	0000125093,
Date	Jun 25, 2026
Book Page	6359/298
Instrument	2026125093

Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Recording Date	Jun 23, 2026
Property Address	450 REEF RD, WALDOBORO, ME 04572-5661
Document Number	0000124945
Book / Page	6358 / 1
Instrument Date	Jun 9, 2026
Instrument	2026124945
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 REEF RD, WALDOBORO, ME 04572-5661

Mortgage

Document Number	0000124945,
Date	Jun 23, 2026
Book Page	6358/1
Instrument	2026124945

Lender

Name	NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALDOBORO ME
Recording Date	May 8, 2026
Property Address	450 REEF RD, WALDOBORO, ME 04572-5661
Document Number	0063410283
Book / Page	6341 / 283
Instrument Date	May 8, 2026
Instrument	2026123652
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	450 REEF RD, WALDOBORO, ME 04572-5661

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	450 REEF RD, WALDOBORO, ME 04572-5661
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059020172
Date	Jul 1, 2022
Book Page	5902/172
Instrument	88621

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	450 REEF RD, WALDOBORO, ME 04572-5661
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059010261
Date	Jul 1, 2022
Book Page	5901/261
Instrument	88581

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Lincoln County and Waldoboro Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Waldoboro Town
Unified School District	School Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,960.00 (+13.71%)	$200,000 (+29.87%) Land $103,000 Building $97,000
2024	$2,603.00 (-51.21%)	$154,000 (-54.97%) Land $57,000 Building $97,000
2023	$5,335.00 (+67.14%)	$342,000 (+5%) Land $57,000 Building $285,000
2022	$3,192.00	$228,000 Land $57,000 Building $171,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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