Pawtucket City property record for 450 Prospect St, Pawtucket, RI 02860
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 8,366 sqft · built 1980 |
| Lot Size | 0.99 acres (43,112 sqft) |
| Owner | Company Name on File |
| Last Sale | $700,000 (Aug 2023) |
| Tax Bill | $14,936 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PAWT M:34 L:0282 |
| Primary APN | PAWT M:34 L:0282 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 8,366 sqft Total Area |
| Gross Area | 15,218 sqft |
| 1st Floor Area | 8,366 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 43,112 sqft (0.99 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 340282 |
|---|---|
| Street Address | 450 PROSPECT ST |
| City | PAWTUCKET |
| State | RI |
| Zip | 02860-6242 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CD |
| Legal Lot Number | 282 |
| Jurisdiction | PAWTUCKET RI |
| Township / Civil Division | PAWTUCKET |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 17100 |
450 Prospect St, a commercial property, is owned by a company that bought it in August 2023.
Source: Pawtucket City records, as of June 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15 PADDOCK DR, LINCOLN, RI 02865-4944 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK |
| Aug 15, 2023 | Warranty Deed, Transfer · Commercial Mortgage 450 PROSPECT ST LLC |
| Jun 26, 2020 | Deed of Trust, Mortgage · Balloon Mortgage FREEDOM NATIONAL BANK |
| Jan 11, 2019 | Deed, Transfer · Stand-Alone First Mortgage FREEDOM NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on File |
| Deed Sale | Aug 15, 2023 · Amount on File |
| Prior Sale | Jan 11, 2019 · Amount on File |
| Deed Book / Page | 5013 / 171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 450 PROSPECT ST, PAWTUCKET, RI 02860-6242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0004904-62 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 4904/62 |
| Instrument | 24 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Aug 15, 2023 |
| Property Address | 450 PROSPECT ST, PAWTUCKET, RI 02860-6242 |
| Document Number | 005013-171 |
| Book / Page | 5013 / 171 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 78 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 PADDOCK DR, LINCOLN, RI 02865-4944 |
| Document Number | 0000000079 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 79 |
| Name | 450 PROSPECT ST LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 450 PROSPECT ST, PAWTUCKET, RI 02860-6242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4533-280 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 4533/280 |
| Instrument | 58 |
| Name | FREEDOM NATIONAL BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Jan 11, 2019 |
| Property Address | 450 PROSPECT ST, PAWTUCKET, RI 02860-6242 |
| Document Number | 4328-212 |
| Book / Page | 4328 / 212 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 67 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 CENTERVILLE RD # STE1, STE1, WARWICK, RI 02886-0238 |
| Document Number | 68 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 68 |
| Name | FREEDOM NATIONAL BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 450 Prospect St was $14,936.
Source: Pawtucket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Pawtucket City |
| Unified School District | Pawtucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,936.00 | $649,100 Land $152,700 Building $496,400 |
| 2023 | $10,333.00 (+2.18%) | $348,500 (-) Land $127,000 Building $221,500 |
| 2022 | $10,113.00 | $348,500 Land $127,000 Building $221,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 450 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 450 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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