450 Prospect St, Lancaster, PA 17603 Property Records

Lancaster County property record for 450 Prospect St, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 960 sqft · built 1978
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$185,500 (Apr 2025)
Tax Bill	$3,439 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`338-60464-0-0000`

Property Details

APN / Parcel Number

Primary APN	`338-60464-0-0000`
Alternative APN	`33813J12C4 6`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	480 sqft
Upper Floors Area	480 sqft
Basement Area	480 sqft
Game Room	Game Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Row Home
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Porch	Open Slab
Porch Area	16 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	450 PROSPECT ST
City	LANCASTER
State	PA
Zip	17603-5733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	450 PROSPECT ST
Legal Lot Number	6
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4005
Census Tract	1200

Owner

450 Prospect St is owned and occupied by two individuals who bought it in April 2025.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 PROSPECT ST, LANCASTER, PA 17603-5733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage LANCASTER HOUSING OPPORTUNITY PARTNERSHI
Nov 12, 2021	Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE AMERICA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Nov 12, 2021 · Amount on File
Deed Document Number	202515591
Prior Transfer Date	Apr 25, 2025
Prior Transfer Doc	20250015591
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	450 PROSPECT ST, LANCASTER, PA 17603-5733
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	LSG SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 PROSPECT ST, LANCASTER, PA 17603-5733

Mortgage

Document Number	0006644781
Date	Nov 12, 2021
Instrument	6644781

Lender

Name	LANCASTER HOUSING OPPORTUNITY PARTNERSHI
Type	Non-Lending Institution
Address	LANCASTER, PA 17602

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 12, 2021
Property Address	450 PROSPECT ST, LANCASTER, PA 17603-5733
Document Number	0006644779
Map Reference	MB J-105 PG 103
Instrument Date	Nov 3, 2021
Instrument	6644779
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	450 PROSPECT ST, LANCASTER, PA 17603-5733
Investor	Possibly a Property Investor

Mortgage

Document Number	0006644780
Date	Nov 12, 2021
Instrument	6644780

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	450 PROSPECT ST, LANCASTER, PA 17603-5733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REGAL ABSTRACT LANCASTER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006565063
Date	Dec 7, 2020
Instrument	6565063

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company
Address	WHITEHALL, PA 18052

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 450 Prospect St was $3,439, up 1.1% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,000 (-) Land $26,300 Building $59,700	$86,000 (-) Land $26,300 Building $59,700
2025	$3,439.00 (+1.09%) Homeowner's exemption	$86,000 (-) Land $26,300 Building $59,700	$86,000 Land $26,300 Building $59,700
2024	$3,402.00	$86,000 Land $26,300 Building $59,700
2018			$86,000 Land $26,300 Building $59,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 450 Prospect St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1984)
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 450 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,063 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures