450 Park Dr, Silver Point, TN 38582 Property Records

DeKalb County property record for 450 Park Dr, Silver Point, TN 38582

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,435 sqft · built 2023
Lot Size	6.36 acres (277,042 sqft)
Owner	2 Individual Names on File
Last Sale	$63,000 (Jun 2018)
Tax Bill	$2,009 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021017 01107`

Property Details

APN / Parcel Number

Primary APN	`021017 01107`
Alternative APN	`017 01107`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	277,042 sqft (6.36 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	1,435 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	450 PARK DR
City	SILVER POINT
State	TN
Zip	38582-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0103
Legal Description	DISTRICT: 16; SUBDIVISION: HARBOR POINTE
Legal Subdivision	HARBOR POINTE
Legal Lot Number	7
Jurisdiction	DE KALB TN
Township / Civil Division	1
Census Block Group	4
Census Block	4025
Census Tract	920300

Owner

450 Park Dr is owned and occupied by two individuals who bought it in June 2018.

Source: DeKalb County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 PARK DR, SILVER POINT, TN 38582-2201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jun 28, 2018	Warranty Deed, Transfer · Conventional Mortgage WILSON & TR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on File
Deed Sale	Jun 28, 2018 · Amount on File
Prior Sale	Jan 3, 2007 · Amount on File
Deed Document Number	20183497
Deed Book / Page	429 / 744
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	450 PARK DR, SILVER POINT, TN 38582-2201
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 PARK DR, SILVER POINT, TN 38582-2201

Mortgage

Document Number	0006030000000716
Date	Sep 19, 2025
Book Page	0000000603/0000000716
Instrument	220935

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2040

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Jun 28, 2018
Property Address	PARK DR, SILVER POINT, TN 38582
Document Number	0000183497
Book / Page	000429 / 000744
Instrument Date	Jun 6, 2018
Instrument	183497
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3234 BLACKBERRY LN LEBANON TN 370878242, LEBANON, TN 37087-8242

Mortgage

Document Number	183498
Date	Jun 28, 2018
Book Page	000429/000746
Instrument	183498

Lender

Name	WILSON & TR BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 27, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 450 Park Dr was $2,009.

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,009.00	$80,050 Land $15,425 Building $64,625
2023		$80,050 (+418.96%) Land $15,425 Building $64,625
2022	$267.00	$15,425 Land $15,425	$61,700 (-80.73%) Land $61,700
2021			$320,200 Land $61,700 Building $258,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 450 Park Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2021)
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Park Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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