450 Park Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 450 Park Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,079 sqft · built 1992
Lot Size	0.099 acres (4,326 sqft)
Owner	Company Name on File
Last Sale	$2,175,000 (Oct 2021)
Tax Bill	$23,989 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2018 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`064-132-028`

Property Details

APN / Parcel Number

Primary APN	`064-132-028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	4,079 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	4,326 sqft (0.099 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	450 PARK AVE
City	CAYUCOS
State	CA
Zip	93430-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO RK VW SB 4 BL 17 LT 23
Legal Subdivision	MORRO ROCK VIEW 04
Legal Block	17
Legal Lot Number	23
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3003
Census Tract	10504

Owner

450 Park Ave is owned by a company that bought it in October 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2216 W GREEN ACRES DR, VISALIA, CA 93291-4536
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Nov 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 17, 2018	Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Dec 28, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 28, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 1, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 1, 2017	Quit Claim Deed Quitclaim
Nov 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Deed Document Number	202171371
Prior Transfer Date	Nov 16, 2018
Prior Transfer Doc	0000048694
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 21, 2021
Property Address	450 PARK AVE, CAYUCOS, CA 93430-1259
Document Number	0000071371
Map Reference	MB 3 PG 114
Instrument Date	Oct 19, 2021
Instrument	2021071371
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2216 W GREEN ACRES DR, VISALIA, CA 93291-4536

Mortgage

Document Number	0000071372
Date	Oct 21, 2021
Instrument	2021071372

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 26, 2018
Property Address	450 PARK AVE, CAYUCOS, CA 93430-1259
Document Number	0000048694
Instrument Date	Nov 16, 2018
Instrument	48694
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	450 PARK AVE CAYUCOS CA 934301259, CAYUCOS, CA 93430-1259

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 17, 2018
Property Address	450 PARK AVE, CAYUCOS, CA 93430-1259
Document Number	0000001759
Map Reference	MB3 PG114
Instrument Date	Jan 2, 2018
Instrument	2018001759
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 PARK AVE, CAYUCOS, CA 93430-1259

Mortgage

Document Number	0000001760
Date	Jan 17, 2018
Instrument	2018001760

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 28, 2017
Property Address	450 PARK AVE, CAYUCOS, CA 93430-1259
Document Number	0000059639
Instrument Date	Dec 22, 2017
Instrument	59639
Transaction Type	Transfer
Record Updated	Jan 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 185 CAYUCOS CA 934300185, CAYUCOS, CA 93430-0185

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 28, 2017
Property Address	450 PARK AVE, CAYUCOS, CA 93430-1259
Document Number	0000059638
Instrument Date	Dec 22, 2017
Instrument	59638
Transaction Type	Transfer
Record Updated	Jan 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 185 CAYUCOS CA 934300185, CAYUCOS, CA 93430-0185

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 1, 2017
Property Address	450 PARK AVE, CAYUCOS, CA 93430-1259
Document Number	0000055268
Instrument Date	Dec 1, 2017
Instrument	55268
Transaction Type	Transfer
Record Updated	Dec 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 185 CAYUCOS CA 934300185, CAYUCOS, CA 93430-0185

December 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 1, 2017
Property Address	450 PARK AVE, CAYUCOS, CA 93430-1259
Document Number	0000055267
Instrument Date	Nov 16, 2017
Instrument	55267
Record Updated	Dec 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 185 CAYUCOS CA 934300185, CAYUCOS, CA 93430-0185

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 28, 2017
Property Address	450 PARK AVE, CAYUCOS, CA 93430-1259
Document Number	0000054416
Instrument Date	Nov 16, 2017
Instrument	54416
Transaction Type	Transfer
Record Updated	Dec 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 185 CAYUCOS CA 934300185, CAYUCOS, CA 93430-0185

Tax Assessment & Valuation

The 2025 property tax bill for 450 Park Ave was $23,989.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,354,289 (+2%) Land $1,082,432 Building $1,271,857
2025	$23,989.00	$2,308,127 Land $1,061,208 Building $1,246,919
2023	$23,548.00 (+1.7%)	$2,218,500 Land $1,020,000 Building $1,198,500
2022	$23,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 450 Park Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Park Ave is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Park Ave

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