450 Overfield Pl, Troy, OH 45373 Property Records

Miami County property record for 450 Overfield Pl, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 2002
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Aug 2025)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-051280`

Property Details

APN / Parcel Number

Primary APN	`D08-051280`
Alternative APNs	`011018.4-10-012-00` `D08NE051 02400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	3,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	450 OVERFIELD PL
City	TROY
State	OH
Zip	45373-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5211 54.73
Legal Subdivision	GREENFIELD SUBDIVISION
Legal Lot Number	5211
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3000
Census Tract	365101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 OVERFIELD PL, TROY, OH 45373-1750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage MINSTER BANK
Nov 16, 2020	Survivorship Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Apr 20, 2018	Deed, Transfer · Conventional Mortgage MINSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	20259088
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	450 OVERFIELD PL, TROY, OH 45373-1750
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012920
Date	Oct 31, 2019
Instrument	2019OR-12920

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	May 1, 2048

November 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 16, 2020
Property Address	450 OVERFIELD PL, TROY, OH 45373-1750
Document Number	0000017139
Map Reference	MB 8 PG 130
Instrument Date	Nov 16, 2020
Instrument	2020OR-17139
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	450 OVERFIELD PL, TROY, OH 45373-1750

Mortgage

Document Number	0000017140
Date	Nov 16, 2020
Instrument	2020OR-17140

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 20, 2018
Property Address	450 OVERFIELD PL, TROY, OH 45373-1750
Document Number	0000004750
Map Reference	PB8 PG130
Instrument Date	Apr 18, 2018
Instrument	2018OR-04750
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 OVERFIELD PL, TROY, OH 45373-1750

Mortgage

Document Number	0000004751
Date	Apr 20, 2018
Instrument	2018OR-04751

Lender

Name	MINSTER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00 (+7.85%) Homeowner's exemption	$81,730 (+22.64%) Land $12,530 Building $69,200	$233,500 (+22.64%) Land $35,800 Building $197,700
2024	$2,511.00 (+2.2%) Homeowner's exemption	$66,640 (-) Land $13,510 Building $53,130
2023	$2,457.00 (+17.45%) Homeowner's exemption	$66,640 (-) Land $13,510 Building $53,130	$190,400 (-) Land $38,600 Building $151,800
2022	$2,092.00 Homeowner's exemption	$66,640 Land $13,510 Building $53,130	$190,400 Land $38,600 Building $151,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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