450 Old 21 Rd, Idabel, OK 74745 Property Records

McCurtain County property record for 450 Old 21 Rd, Idabel, OK 74745

Property Summary

Property TypeRural Home
Details4 bd · 2 ba · 1,512 sqft · built 1976
Lot Size18 acres (784,080 sqft)
Owner2 Individual Names on Record
Tax Bill$774 (2025)
Deeds & MortgagesNov 2019 Mortgage
Aug 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN14894

Property Details

APN / Parcel Number

Primary APN14894
Alternative APN
  • 0000-20-08S-24E-2-006-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
Utility Area160 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area784,080 sqft (18 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area92 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number14894
Street Address450 OLD 21 RD
CityIDABEL
StateOK
Zip74745-5471
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeNP
Legal DescriptionSEC.20-8-24 SENENW,NENENW LESS BEG NW COR NENENW;TH E105' S420' W105' N420'TO POB B580/P602 LESS BEG NE COR NENW TH S240' W18
Legal Range24E
Legal Township08S
Legal Section20
JurisdictionMCCURTAIN OK
Township / Civil DivisionIDABEL
Census Block Group1
Census Block1068
Census Tract98800

Owner

Source: McCurtain County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address450 OLD 21 RD, IDABEL, OK 74745-5471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 15, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCURTAIN OK
Property Address450 OLD 21 RD, IDABEL, OK 74745-5471
Transaction TypeMortgage
Record UpdatedDec 5, 2023
Title CompanyCHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001029/159
DateNov 20, 2019
Book Page1029/159
Instrument2001-577839
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2034

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCURTAIN OK
Property Address450 OLD 21 RD, IDABEL, OK 74745-5471
Transaction TypeMortgage
Record UpdatedDec 5, 2023
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 OLD 21 RD, IDABEL, OK 74745-5471

Mortgage

Document Number0001142/49
DateAug 15, 2022
Book Page1142/49
InstrumentI-2001-608535
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term935 Months
DueJul 25, 2100
Interest
Rate TypeAdjustable Rate
Rate5.49%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate10.4%

Tax Assessment & Valuation

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyMcCurtain County
Unified School DistrictIdabel Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,021 (+3.01%) Land $213 Building $7,808$72,915 (-26.49%) Land $1,936 Building $70,979
2025$774.00 (+6.61%)$7,787 (+6.09%) Land $213 Building $7,574$99,186 (+5.41%) Land $1,936 Building $97,250
2023$726.00$7,340 Land $213 Building $7,127$94,095 Land $1,936 Building $92,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1993–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 82% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCCURTAIN CO. RWD #7
serves 1,847 people · EPA ID OK3004801
Water SourcePurchased surface water from BROKEN BOW PWA
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2021
Haloacetic acids
resolved · Apr 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pine Cellular Phones
Fiber
1,000 / 1,000

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