450 Neff Rd, Grosse Pointe, MI 48230 Property Records

Wayne County property record for 450 Neff Rd, Grosse Pointe, MI 48230

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,650 sqft · built 1939
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Sep 2025)
Tax Bill	$20,689 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`37 002 01 0018 000`

Property Details

APN / Parcel Number

Primary APN	`37 002 01 0018 000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,650 sqft Living Area
1st Floor Area	1,825 sqft
Basement Area	1,825 sqft
Unfinished Basement	1,825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Ranch
Exterior Material	Concrete Block
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	156 ft deep x 70 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	450 NEFF RD
City	GROSSE POINTE
State	MI
Zip	48230-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-B
Legal Description	CYG18 LOT 18 JOHN F BAISCH SUB PART OF PC 344 L35 P73 WCR K 81.30
Legal Subdivision	JOHN F BAISCH
Legal Lot Number	18
Jurisdiction	WAYNE MI
Township / Civil Division	GROSSE POINTE
Census Block Group	3
Census Block	3006
Census Tract	550500

Owner

Source: Wayne County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 N 3RD AVE, 1107, PHOENIX, AZ 85003-1783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 5, 2021	Intrafamily Transfer, Transfer
Feb 5, 2020	Deed of Trust, Mortgage · Line of Credit LEVEL ONE BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BANK
Sep 9, 2016	Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on Record
Deed Sale	Sep 2, 2025 · Amount on Record
Prior Sale	Apr 12, 2022 · Amount on Record
Deed Document Number	2025251865
Deed Book / Page	59755 / 982
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 2, 2025
Property Address	450 NEFF RD, GROSSE POINTE, MI 48230-1647
Document Number	0597550982
Book / Page	59755 / 982
Map Reference	LB 35 PG 73
Instrument Date	Sep 2, 2025
Instrument	2025251865
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 NEFF RD, GROSSE POINTE, MI 48230-1647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 NEFF RD, GROSSE POINTE, MI 48230-1647

Mortgage

Document Number	0597490346
Date	Aug 28, 2025
Book Page	59749/346
Instrument	2025247954

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.85%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 12, 2022
Property Address	450 NEFF RD, GROSSE POINTE, MI 48230-1647
Document Number	0575610217
Book / Page	57561 / 217
Map Reference	LB 35 PG 73
Instrument Date	Mar 30, 2022
Instrument	2022151521
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 NEFF RD, 450, GROSSE POINTE, MI 48230-1647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 8TH ST, WYANDOTTE, MI 48192-4363

Mortgage

Document Number	0057561220
Date	Apr 12, 2022
Instrument	57561/220

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Mar 5, 2021
Property Address	450 NEFF RD, GROSSE POINTE, MI 48230-1647
Document Number	0564980344
Book / Page	56498 / 344
Map Reference	LB 28 PG 71
Instrument Date	Feb 16, 2021
Instrument	2021084200
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1016 HARVARD RD, GROSSE POINTE PARK, MI 48230-1456
Investor	Possibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	450 NEFF RD, GROSSE POINTE, MI 48230-1647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0555661319
Date	Feb 5, 2020
Book Page	55566/1319
Instrument	2020032439

Lender

Name	LEVEL ONE BANK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 28, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	450 NEFF RD, GROSSE POINTE, MI 48230-1647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 NEFF RD, GROSSE POINTE, MI 48230-1647

Mortgage

Document Number	0561530671
Date	Oct 28, 2020
Book Page	56153/671
Instrument	2020307055

Lender

Name	LEVEL ONE BANK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	450 NEFF RD, GROSSE POINTE, MI 48230-1647
Document Number	0540800322
Book / Page	054080 / 000322
Instrument Date	Sep 9, 2016
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 NEFF RD GROSSE POINTE MI 482301647, GROSSE POINTE, MI 48230-1647

Mortgage

Document Number	0540800322
Date	Nov 21, 2017
Book Page	054080/000322
Instrument	366737

Lender

Name	LEVEL ONE BK
Type	Bank
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Grosse Pointe City
Unified School District	Grosse Pointe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,500 (-0.31%)	$781,000 (-0.31%)
2025	$20,689.00 (+8.42%) Homeowner's exemption	$391,700 (+4.7%)	$783,400 (+4.7%)
2023	$19,083.00 (+163.69%) Homeowner's exemption	$374,100	$748,200
2020	$7,237.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1981–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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