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450 Naples St, San Francisco, CA 94112 Property Records

San Francisco City property record for 450 Naples St, San Francisco, CA 94112

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,612 sqft · built 1906
Lot Size0.001 acres (25 sqft)
Owner2 Individual Names on Record
Tax Bill$3,704 (2025)
Deeds & MortgagesApr 2026 Mortgage
May 2023 Mortgage
+ 1 more
APN6078-009

Property Details

APN / Parcel Number

Primary APN6078-009

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,612 sqft Living Area
1st Floor Area1,612 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Construction TypeFrame
Lot Area25 sqft (0.001 acres)
Lot Dimensions100 ft deep x 25 ft wide

Location & Zoning

Street Address450 NAPLES ST
CitySAN FRANCISCO
StateCA
Zip94112-2830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH1
Legal DescriptionBLK 46 LOT 14
Legal SubdivisionEXCELSIOR HOMESTEAD ASSOCIATION
Legal Block6078
Legal Lot Number9
JurisdictionSAN FRANCISCO CA
Township / Civil DivisionMERCED-MCLAREN
Census Block Group3
Census Block3005
Census Tract26001

Owner

Source: San Francisco City records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address450 NAPLES ST, SAN FRANCISCO, CA 94112-2830
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 1, 2023Intrafamily Transfer, Transfer · Commercial Mortgage
SCOTT BERGMANN
Sep 17, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2024
Deed SaleNov 7, 2024
Deed Document Number202488862
Prior Transfer DateNov 1, 2024
Prior Transfer Doc0000088862
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Recording DateApr 22, 2026
Property Address450 NAPLES ST, SAN FRANCISCO, CA 94112-2830
Document Number0000039143
Instrument DateApr 17, 2026
Instrument202639143
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY WEST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address450 NAPLES ST, SAN FRANCISCO, CA 94112-2830

Mortgage

Document Number0000039143,
DateApr 22, 2026
Instrument202639143
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN FRANCISCO CA
Recording DateMay 1, 2023
Property Address450 NAPLES ST, SAN FRANCISCO, CA 94112-2830
Document Number0000031335
Instrument DateApr 26, 2023
Instrument2023031335
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyLAWYERS TITLE-OC, LAWYERS TITLE OC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 NAPLES ST, SAN FRANCISCO, CA 94112-2830

Mortgage

Document Number0000031336
DateMay 1, 2023
Instrument2023031336
Lender
NameSCOTT BERGMANN
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueMay 1, 2025

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN FRANCISCO CA
Recording DateSep 17, 2021
Property Address450 NAPLES ST, SAN FRANCISCO, CA 94112-2830
Document Number2021146059
Instrument DateSep 14, 2021
Instrument2021146059
Transaction TypeTransfer
Record UpdatedOct 5, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 NAPLES ST, SAN FRANCISCO, CA 94112-2830

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$249,865 (+2%) Land $126,886 Building $122,979
2025$3,704.00 (+2.83%)$244,964 (+2%) Land $124,397 Building $120,567
2024$3,602.00 (+0.22%)
2023$3,594.00 (+4.87%)$240,161 Land $121,958 Building $118,203
2022$3,427.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSFPUC CITY DISTRIBUTION DIVISION
serves 848,019 people · EPA ID CA3810011
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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