450 Mountain Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 450 Mountain Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,578 sqft · built 1910
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$561,500 (Dec 2017)
Tax Bill	$15,285 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-01208-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`20-01208-0000-00002`
Alternative APNs	`200030500000001401` `200120800002`

Interior

Stories	2 Stories
Building Area	1,578 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Construction Type	Frame
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	160 ft deep x 63 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	200030500000001401
Street Address	450 MOUNTAIN AVE
City	WESTFIELD
State	NJ
Zip	07090-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN VIEW PARK
Legal Block	1208
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5029
Census Tract	36400

Owner

450 Mountain Ave is owned and occupied by two individuals who bought it in December 2017.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 MOUNTAIN AVE, WESTFIELD, NJ 07090-3034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 8, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on File
Deed Sale	Dec 8, 2017 · Amount on File
Prior Sale	Jun 8, 2015 · Amount on File
Deed Document Number	2017294468
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	450 MOUNTAIN AVE, WESTFIELD, NJ 07090-3034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147622830
Date	Sep 9, 2020
Book Page	14762/2830
Instrument	698370

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Dec 8, 2017
Property Address	450 MOUNTAIN AVE, WESTFIELD, NJ 07090-3034
Document Number	0062330309
Book / Page	006233 / 000309
Instrument Date	Nov 9, 2017
Instrument	294468
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$661.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 MOUNTAIN AVE WESTFIELD NJ 070903034, WESTFIELD, NJ 07090-3034

Mortgage

Document Number	143760873
Date	Dec 8, 2017
Book Page	014376/000873
Instrument	650469

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 450 Mountain Ave was $15,285, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,900 (-) Land $490,300 Building $176,600	$666,900 (-) Land $490,300 Building $176,600
2025	$15,285.00 (+1.78%)	$666,900 Land $490,300 Building $176,600	$666,900 Land $490,300 Building $176,600
2024	$15,018.00
2023		$666,900 Land $490,300 Building $176,600	$666,900 Land $490,300 Building $176,600
2022	$14,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2026
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Mountain Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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