Jackson County property record for 450 Monteith Branch Rd, Sylva, NC 28779 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,476 sqft · built 1881 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Aug 2015) |
| Tax Bill | $3,158 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7642-76-8977 |
| Primary APN | 7642-76-8977 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,476 sqft Heated Area |
| 1st Floor Area | 882 sqft |
| Upper Floors Area | 594 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 914 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 450 MONTEITH BRANCH RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-7635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTEITH BRANCH RD |
| Legal Subdivision | NELLIE RUTH BRYSON |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 950300 |
Source: Jackson County records · APN 7642-76-8977
Assessment roll updated August 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 MONTEITH BRANCH RD, SYLVA, NC 28779-7635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 08, 2020 | Deed of Trust, Mortgage CHAMPION CU |
| Aug 17, 2018 | Deed of Trust, Mortgage JACKSON SVGS BK |
| Mar 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| Feb 09, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2015 · Amount on Record |
| Deed Sale | Aug 28, 2015 · Amount on Record |
| Prior Sale | Mar 15, 2012 · Amount on Record |
| Deed Book / Page | 2091 / 343 |
| Prior Transfer Date | Feb 09, 2012 |
| Prior Transfer Doc | 0019300057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 450 MONTEITH BRANCH RD, SYLVA, NC 28779-7635 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 450 MOUNTIAN BROOK RD, SYLVA, NC 28779 |
| Document Number | 0023561077 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 2356/1077 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 450 MONTEITH BRANCH RD, SYLVA, NC 28779-7635 |
| Document Number | 0022661137 |
| Instrument Date | May 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 450 MONTEITH BRANCH RD SYLVA NC 287797635, SYLVA, NC 28779-7635 |
| Document Number | 0022661137 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 002266/001137 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 450 MONTEITH BRANCH RD, SYLVA, NC 28779-7635 |
| Document Number | 0022200112 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 450 MONTEITH BRANCH RD SYLVA NC 287797635, SYLVA, NC 28779-7635 |
| Document Number | 0022200112 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 002220/000112 |
| Name | JACKSON SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | SYLVA, NC 28779 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 22, 2048 |
| Rate | 4.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 450 MONTEITH BRANCH RD, SYLVA, NC 28779-7635 |
| Document Number | 0022091174 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2018 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 450 MONTEITH BRANCH RD SYLVA NC 287797635, SYLVA, NC 28779-7635 |
| Document Number | 0022091174 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 002209/001174 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Feb 09, 2018 |
| Property Address | 450 MONTEITH BRANCH RD, SYLVA, NC 28779-7635 |
| Document Number | 0022070925 |
| Book / Page | 002207 / 000925 |
| Instrument Date | Feb 05, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 450 MONTEITH BRANCH RD SYLVA NC 287797635, SYLVA, NC 28779-7635 |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,158.00 (+27.65%) | $831,155 (+27.63%) Land $106,870 Building $724,285 |
| 2023 | $2,474.00 | $651,230 Land $106,570 Building $544,660 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999503002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2013, river or lake flooding |
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,099 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Optimum Communications | Cable | 940 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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