450 Monroe St, Monterey, CA 93940 Property Records

Monterey County property record for 450 Monroe St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,169 sqft · built 1941
Lot Size	0.155 acres (6,750 sqft)
Owner	Company Name on File
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-391-008-000`

Property Details

APN / Parcel Number

Primary APN	`001-391-008-000`
Alternative APN	`001-391-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,169 sqft Living Area
1st Floor Area	1,169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	6,750 sqft (0.155 acres)
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-391-008
Street Address	450 MONROE ST
City	MONTEREY
State	CA
Zip	93940-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVERANCE MAP MACK SUBD LOT 16 BLK 69
Legal Subdivision	SEVERANCE
Legal Block	69
Legal Lot Number	16
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4002
Census Tract	12700

Owner

Source: Monterey County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	450 MONROE ST, MONTEREY, CA 93940-2207
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Intrafamily Transfer, Transfer · Line of Credit MONTEREY CU
Oct 28, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 25, 1997
Transfer Doc	0035390672
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 28, 2022
Property Address	450 MONROE ST, MONTEREY, CA 93940-2207
Document Number	0000046706
Map Reference	VOL 1 PG 67
Instrument Date	Oct 21, 2022
Instrument	2022046706
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 MONROE ST, MONTEREY, CA 93940-2207

Mortgage

Document Number	0000046707
Date	Oct 28, 2022
Instrument	2022046707

Lender

Name	MONTEREY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Nov 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 28, 2022
Property Address	450 MONROE ST, MONTEREY, CA 93940-2207
Document Number	0000046708
Map Reference	VOL 1 PG 67
Instrument Date	Oct 21, 2022
Instrument	2022046708
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	450 MONROE ST, MONTEREY, CA 93940-2207

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	450 MONROE ST, MONTEREY, CA 93940-2207
Document Number	0000075332
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	SPRUCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	450 MONROE ST MONTEREY CA 939402207, MONTEREY, CA 93940-2207

Mortgage

Document Number	0000075332
Date	Dec 16, 2020
Instrument	75332

Lender

Name	LOANSNAP INC
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$169,662 (+2%) Land $78,015 Building $91,647
2025	$2,143.00 (+8.84%)	$166,336 (+4.04%) Land $76,486 Building $89,850
2024	$1,969.00 (+8.19%)
2023	$1,820.00 (+1.39%)	$159,879 Land $73,517 Building $86,362
2022	$1,795.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon.

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