450 Monaco Dr, Indialantic, FL 32903 Property Records

Brevard County property record for 450 Monaco Dr, Indialantic, FL 32903

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,302 sqft · built 1986
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$685,000 (Jun 2026)
Tax Bill$5,908 (2025)
Deeds & MortgagesMay 2024 Line of Credit
May 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN27-37-25-56-B-15

Property Details

APN / Parcel Number

Primary APN27-37-25-56-B-15
Alternative APNs
  • 27-37-25-56-0000B.0-0015.00
  • 2727767

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,302 sqft Living Area
Gross Area2,844 sqft
1st Floor Area2,302 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions125 ft deep x 110 ft wide
Garage TypeAttached
Garage Area486 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area56 sqft
Deck Area836 sqft
Patio Area261 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2727767
Street Address450 MONACO DR
CityINDIALANTIC
StateFL
Zip32903-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEU2
Legal DescriptionMOSSWOOD LOT 15 BLK B
Legal Range37E
Legal Township27S
Legal Section25
Legal SubdivisionMOSSWOOD
Legal BlockB
Legal Lot Number15
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group2
Census Block2027
Census Tract66302

Owner

450 Monaco Dr is owned and occupied by an individual who bought it in June 2026.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address450 MONACO DR, INDIALANTIC, FL 32903-4002
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Deed of Trust, Mortgage · Line of Credit
INSBANK
May 1, 2024Deed of Trust, Mortgage · Line of Credit
INSBANK
Jun 4, 2026Warranty Deed, Transfer · Conventional Mortgage
WELLSFARGOBANKNA
Aug 16, 2023Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jun 13, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2026 · Amount on File
Deed SaleJun 4, 2026 · Amount on File
Prior SaleAug 16, 2023 · Amount on File
Deed Document Number2026114635
Deed Book / Page10643 / 2136
Prior Transfer DateJun 12, 2023
Prior Transfer Doc0098112959
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address450 MONACO DR, INDIALANTIC, FL 32903-4002
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 MONACO DR, INDIALANTIC, FL 32903-4002

Mortgage

Document Number0100511318
DateMay 1, 2024
Book Page10051/1318
Instrument2024088377
Lender
NameINSBANK
TypeBank
Address2106 CRESTMOOR RD, NASHVILLE, TN 37215
Agreement
TypeLine of Credit
AmountAmount on Record
Term71 Months
DueApr 24, 2030
Interest
Rate TypeAdjustable Rate

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address450 MONACO DR, INDIALANTIC, FL 32903-4002
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 MONACO DR, INDIALANTIC, FL 32903-4002

Mortgage

Document Number0100511328
DateMay 1, 2024
Book Page10051/1328
Instrument2024088378
Lender
NameINSBANK
TypeBank
Address2106 CRESTMOOR RD, NASHVILLE, TN 37215
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 4, 2026
Property Address450 MONACO DR, INDIALANTIC, FL 32903-4002
Document Number0106432136
Book / Page10643 / 2136
Instrument DateJun 4, 2026
Instrument2026114635
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$484,295.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address450 MONACO DR, INDIALANTIC, FL 32903-4002
InvestorPossibly a Property Investor

Mortgage

Document Number0000114636,
DateJun 4, 2026
Instrument2026114636
Lender
NameWELLSFARGOBANKNA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateAug 16, 2023
Property Address450 MONACO DR, INDIALANTIC, FL 32903-4002
Document Number0098631656
Book / Page9863 / 1656
Map ReferenceMB 26 PG 91
Instrument DateAug 4, 2023
Instrument2023173796
Transaction TypeTransfer
Record UpdatedAug 30, 2023
Title CompanyBELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address218 N HUNTINGTON AVE, MELBOURNE, FL 32901-7806

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 MONACO DR, INDIALANTIC, FL 32903-4002

Mortgage

Document Number0098631657
DateAug 16, 2023
Instrument9863/1657
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateJun 13, 2023
Property Address450 MONACO DR, INDIALANTIC, FL 32903-4002
Document Number0098112959
Book / Page9811 / 2959
Map ReferenceMB 26 PG 91
Instrument DateJun 12, 2023
Instrument2023122272
Transaction TypeTransfer
Record UpdatedJun 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address450 MONACO DR, INDIALANTIC, FL 32903-4002

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 MONACO DR, INDIALANTIC, FL 32903-4002

Tax Assessment & Valuation

The 2025 property tax bill for 450 Monaco Dr was $5,908, up 6.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$458,990 (+2.7%)$478,230 (-0.12%)
2025$5,908.00 (+6.45%) Homeowner's exemption$446,930$478,790
2024$5,550.00 (+73.28%)
2023$3,203.00 (+10.11%) Homeowner's exemption$237,010 (+6.06%)$499,840 (+19.6%) Land $150,000 Building $349,840
2022$2,909.00 Homeowner's exemption$223,470$417,930 Land $150,000 Building $267,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 450 Monaco Dr in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 183 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies183 in force
Nearby Flood Claims31 (1979–2026)
Claims Outside the SFHA31 of 31
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims
  • Tropical Storm Fay, Aug 2008 · 8 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 450 Monaco Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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