Westchester County and Rye City property record for 450 Milton Rd, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,669 sqft · built 1922 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $813,500 (Oct 2013) |
| Tax Bill | $16,607 (2026) |
| Deeds & Mortgages | May 2020 Mortgage May 2020 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 551400 146-18-4-54 |
| Primary APN | 551400 146-18-4-54 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,669 sqft Living Area |
| 1st Floor Area | 997 sqft |
| 2nd Floor Area | 672 sqft |
| Upper Floors Area | 431 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 450 MILTON RD |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | FORD GARDENS |
| Legal Block | 4 |
| Legal Lot Number | 54.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 7600 |
450 Milton Rd is owned and occupied by an individual who bought it in October 2013.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 450 MILTON RD, RYE, NY 10580-2629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| May 1, 2020 | Loan Modification, Mortgage BANK OF AMERICA |
| Mar 28, 2018 | Loan Modification, Mortgage BANK OF NAT'L TR & SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2013 · Amount on File |
| Deed Sale | Oct 21, 2013 · Amount on File |
| Prior Sale | Aug 29, 2007 · Amount on File |
| Deed Document Number | 2013532483631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 450 MILTON RD, RYE, NY 10580-2629 |
| Document Number | 0601913142 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 450 MILTON RD RYE NY 105802629, RYE, NY 10580-2629 |
| Document Number | 0601913142 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 060191/003142 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 450 MILTON RD, RYE, NY 10580-2629 |
| Document Number | 0601913143 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 450 MILTON RD RYE NY 105802629, RYE, NY 10580-2629 |
| Document Number | 0601913143 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 060191/003143 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 450 MILTON RD, RYE, NY 10580-2629 |
| Document Number | 0580993198 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 450 MILTON RD RYE NY 105802629, RYE, NY 10580-2629 |
| Document Number | 0580993198 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 058099/003198 |
| Name | BANK OF NAT'L TR & SVGS |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Rate | 4.25% |
|---|
The 2026 property tax bill for 450 Milton Rd was $16,607, up 111.4% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,607.00 (+111.45%) | ||
| 2025 | $7,854.00 | $13,100 (-) Land $4,150 Building $8,950 | $1,110,170 (+6.78%) Land $351,695 Building $758,475 |
| 2024 | $13,100 (-) Land $4,150 Building $8,950 | $1,039,682 (+2.38%) Land $329,365 Building $710,317 | |
| 2023 | $13,100 Land $4,150 Building $8,950 | $1,015,503 Land $321,705 Building $693,798 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 450 Milton Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 159 (1978–2023) |
| Claims Outside the SFHA | 56 of 159 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Milton Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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