450 Mill Stone Rd, Moncure, NC 27559 Property Records

Chatham County property record for 450 Mill Stone Rd, Moncure, NC 27559

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,642 sqft · built 2004
Lot Size	6.17 acres (268,765 sqft)
Owner	2 Company Names on Record
Last Sale	$249,383 (Sep 2012)
Tax Bill	$5,594 (2025)
Deeds & Mortgages	Oct 2019 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0073202`

Property Details

APN / Parcel Number

Primary APN	`0073202`
Alternative APN	`1350263`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,642 sqft Living Area
1st Floor Area	1,344 sqft
Upper Floors Area	672 sqft
Basement Area	1,344 sqft
Finished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Lot Area	268,765 sqft (6.17 acres)
Garage Type	Attached
Porch	Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	450 MILL STONE RD
City	MONCURE
State	NC
Zip	27559-9215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L9-10-1 AC 6.17 BK 2000 PG 135
Legal Subdivision	DEEP RIVER BLUFF
Legal Tract	1
Legal Block	72
Jurisdiction	CHATHAM NC
Township / Civil Division	HAW RIVER
Census Block Group	5
Census Block	5019
Census Tract	20600

Owner

Source: Chatham County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	450 MILL STONE RD, MONCURE, NC 27559-9215
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
May 12, 2017	Deed of Trust, Mortgage NORTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2012 · Amount on Record
Deed Sale	Sep 20, 2012 · Amount on Record
Deed Document Number	20129897
Deed Book / Page	1642 / 215
Last Transfer Date	Jul 1, 2025
Transfer Doc	02475/1005
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	450 MILL STONE RD, MONCURE, NC 27559-9215
Document Number	0000010511
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 MILL STONE RD MONCURE NC 275599215, MONCURE, NC 27559-9215

Mortgage

Document Number	0000010511
Date	Oct 16, 2019
Book Page	002072/000157
Instrument	10511

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	450 MILL STONE RD, MONCURE, NC 27559-9215
Document Number	0000005288
Book / Page	001922 / 001014
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 MILL STONE RD MONCURE NC 275599215, MONCURE, NC 27559-9215

Mortgage

Document Number	0000005288
Date	May 17, 2017
Book Page	001922/001014
Instrument	5288

Lender

Name	NORTH ST BK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,594.00 (+20.43%)	$737,270 (+41.03%) Land $77,127 Building $660,143	$737,270 (+41.03%) Land $77,127 Building $660,143
2024	$4,645.00 (+4.71%)	$522,763 (-) Land $66,772 Building $455,991	$522,763 (-) Land $66,772 Building $455,991
2023	$4,436.00	$522,763 Land $66,772 Building $455,991	$522,763 Land $66,772 Building $455,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM CO-ASBURY serves 1,540 people · EPA ID NC4019010
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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