450 McFall Ln, Versailles, KY 40383 Property Records

Woodford County property record for 450 McFall Ln, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	1,110 sqft · built 2005
Lot Size	13.1 acres (573,555 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,952 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-0000-027-06`

Property Details

APN / Parcel Number

Primary APN	`20-0000-027-06`
Alternative APN	`31364`

Interior

Building Area	1,110 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	573,555 sqft (13.1 acres)
Garage Type	Detached

Location & Zoning

Account Number	31364
Street Address	450 MCFALL LN
City	VERSAILLES
State	KY
Zip	40383-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO1
Legal Description	1 STORY
Legal Subdivision	MCFALL
Legal Block	U2
Legal Lot Number	13B,13C
Legal Unit	2
Jurisdiction	WOODFORD KY
Township / Civil Division	SOUTH WOODFORD
Census Block Group	4
Census Block	4005
Census Tract	50200

Owner

450 McFall Ln is owned and occupied by two individuals who acquired it in April 2018.

Source: Woodford County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	450 MCFALL LN, VERSAILLES, KY 40383-9354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMERCE BANK
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE NATIONAL BANK
Apr 19, 2018	Intrafamily Transfer, Transfer · Line of Credit REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 11, 2018
Transfer Doc	D306/424
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	450 MCFALL LN, VERSAILLES, KY 40383-9354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M882/530
Date	Oct 2, 2020
Book Page	M882/530
Instrument	92701

Lender

Name	CITIZENS COMMERCE BANK
Type	Bank
Address	VERSAILLES, KY 40383

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	450 MCFALL LN, VERSAILLES, KY 40383-9354
Transaction Type	Mortgage
Record Updated	Jan 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M803/575
Date	Oct 5, 2017
Book Page	M803/575
Instrument	43544

Lender

Name	CITIZENS COMMERCE NATIONAL BANK
Type	Bank
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODFORD KY
Recording Date	Apr 19, 2018
Property Address	450 MCFALL LN, VERSAILLES, KY 40383-9354
Document Number	D306/424
Book / Page	D306 / 424
Map Reference	CAB C SL 390
Instrument Date	Apr 11, 2018
Instrument	53585
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Tax	$50.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	450 MCFALL LN, VERSAILLES, KY 40383-9354

Mortgage

Document Number	53586
Date	Apr 19, 2018
Instrument	53586

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 450 McFall Ln was $5,952.

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,952.00	$615,000	$615,000
2023	$6,495.00	$615,000	$615,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 McFall Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 6 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 McFall Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411
Water Source	Purchased surface water from VERSAILLES WATER SYSTEM
Last State Inspection	Jul 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: All Points Broadband, AT&T, Spectrum.

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