450 Main St, Baltic, CT 06330 Property Records

Sprague Town property record for 450 Main St, Baltic, CT 06330

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,393 sqft · built 1890
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jun 2021)
Tax Bill	$4,353 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M0047300`

Property Details

APN / Parcel Number

Primary APN	`M0047300`
Alternative APN	`SPRA M:17 B:01 L:13`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,393 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	1,494 sqft
Basement Area	208 sqft
Unfinished Basement	208 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	71,438 sqft (1.64 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M0047300
Street Address	450 MAIN ST
City	BALTIC
State	CT
Zip	06330-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HV
Legal Block	1
Legal Lot Number	13
Jurisdiction	SPRAGUE CT
Township / Civil Division	SPRAGUE
Census Block Group	4
Census Block	4003
Census Tract	711100

Owner

Source: Sprague Town records · APN M0047300

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	450 MAIN ST, BALTIC, CT 06330-1212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 03, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Mar 12, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 08, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 07, 2021	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 15, 2018	Quit Claim Deed, Transfer NORWICH COM'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2021 · Amount on Record
Deed Sale	Jun 07, 2021 · Amount on Record
Prior Sale	Aug 26, 1994 · Amount on Record
Deed Document Number	2021273
Deed Book / Page	107 / 502
Transfer Doc	000101-999
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRAGUE CT
Recording Date	Jun 03, 2026
Property Address	450 MAIN ST, BALTIC, CT 06330-1212
Document Number	000116-865
Book / Page	116 / 865
Instrument Date	May 12, 2026
Instrument	2026208
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 MAIN ST, BALTIC, CT 06330-1212

Mortgage

Document Number	0000000208,
Date	Jun 03, 2026
Book Page	116/865
Instrument	2026208

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2051

Interest

Rate	6.3%
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRAGUE CT
Property Address	450 MAIN ST, BALTIC, CT 06330-1212
Transaction Type	Mortgage
Record Updated	Mar 27, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000114-457
Date	Mar 12, 2025
Book Page	114/457
Instrument	2025000089

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 01, 2051

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRAGUE CT
Property Address	450 MAIN ST, BALTIC, CT 06330-1212
Transaction Type	Mortgage
Record Updated	Jul 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000113-110
Date	Jul 08, 2024
Book Page	113/110
Instrument	2024000293

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Aug 01, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRAGUE CT
Recording Date	Jun 07, 2021
Property Address	450 MAIN ST, BALTIC, CT 06330-1212
Document Number	000107-502
Book / Page	107 / 502
Instrument Date	Jun 04, 2021
Instrument	2021000273
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	450 MAIN ST, BALTIC, CT 06330-1212

Mortgage

Document Number	2021000274
Date	Jun 07, 2021
Instrument	2021000274

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRAGUE CT
Recording Date	Aug 15, 2018
Property Address	450 MAIN ST, BALTIC, CT 06330-1212
Document Number	101-999
Book / Page	000101 / 000999
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Oct 01, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SECURITY DR SPRAGUE CT 06330, SPRAGUE, CT 06330

Mortgage

Document Number	101-1001
Date	Aug 15, 2018
Book Page	000101/001001

Lender

Name	NORWICH COM'L

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

Source: Sprague Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sprague Town
Elementary School District	Sprague School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,353.00	$143,190 (-) Land $63,710 Building $79,480	$100,233 Land $44,597 Building $55,636
2024	$4,353.00 (+6.67%)
2023	$4,081.00 (+19.43%)	$143,190 (+51.89%) Land $63,710 Building $79,480
2022	$3,417.00	$94,270 Land $40,390 Building $53,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Based on FCC filings for 23 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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