450 Luster Pl, Folsom, CA 95630 Property Records

Sacramento County property record for 450 Luster Pl, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 1998
Lot Size	0.088 acres (3,825 sqft)
Owner	2 Trust Names on File
Last Sale	$658 (Mar 2024)
Tax Bill	$3,283 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`071-1340-022-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1340-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	3,825 sqft (0.088 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	450 LUSTER PL
City	FOLSOM
State	CA
Zip	95630-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M (PD)
Legal Description	SUNCOUNTRY FOLSOM 02, LOT 27
Legal Subdivision	SUNCOUNTRY FOLSOM 02
Legal Lot Number	27
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2009
Census Tract	8403

Owner

450 Luster Pl is owner-occupied and held in a trust since March 2024.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4080 TIMBER LN, PLACERVILLE, CA 95667-8852
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Grant Deed, Transfer · Conventional Mortgage MASTERS TEAM MORTGAGE
Feb 6, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Prior Sale	Feb 6, 2023 · Amount on File
Deed Book / Page	20240315 / 722
Prior Transfer Date	Dec 27, 1999
Prior Transfer Doc	2000000689
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 15, 2024
Property Address	450 LUSTER PL, FOLSOM, CA 95630-3171
Document Number	0000000722
Map Reference	MB 244 MAP 13
Instrument Date	Mar 12, 2024
Instrument	202403150722
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 TIMBER LN, PLACERVILLE, CA 95667-8852

Mortgage

Document Number	0000000723
Date	Mar 15, 2024
Instrument	202403150723

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 6, 2023
Property Address	450 LUSTER PL, FOLSOM, CA 95630-3171
Document Number	0000000394
Map Reference	MB 244 MAP 13
Instrument Date	Jan 24, 2023
Instrument	2023020600394
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 LUSTER PL, FOLSOM, CA 95630-3171

Tax Assessment & Valuation

The 2025 property tax bill for 450 Luster Pl was $3,283 with a homeowner's exemption, down 49.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$314,161 (+2%) Land $98,679 Building $215,482
2025	$3,283.00 (-49.25%) Homeowner's exemption	$308,002 Land $96,745 Building $211,257
2024	$6,469.00 (+53.62%)
2023	$4,211.00 (+1.52%) Homeowner's exemption	$392,756 Land $115,515 Building $277,241
2022	$4,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 450 Luster Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Luster Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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