450 Lost Oak Ln, Escondido, CA 92025 Property Records

San Diego County property record for 450 Lost Oak Ln, Escondido, CA 92025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,328 sqft · built 1970
Lot Size1.18 acres (51,401 sqft)
OwnerTrust Name on File
Last Sale$650,000 (Sep 2011)
Tax Bill$9,209 (2025)
Deeds & MortgagesOct 2017 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN238-240-19-00

Property Details

APN / Parcel Number

Primary APN238-240-19-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,328 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area51,401 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address450 LOST OAK LN
CityESCONDIDO
StateCA
Zip92025-6400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 32 LOT 22 DOC30192REC70 IN LOT E MAP 1721&IN TR 001241
Legal SubdivisionHOMELAND ACRES
Legal Tract001241
Legal Block32
Legal Lot Number22,E
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2018
Census Tract20403

Owner

450 Lost Oak Ln is owner-occupied and held in a trust since December 2020.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address450 LOST OAK LN, ESCONDIDO, CA 92025-6400
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
NMSI INC
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
MEGA CAPITAL FUNDING INC
Jan 22, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2011 · Amount on File
Deed SaleSep 13, 2011 · Amount on File
Deed Document Number2011472435
Last Transfer DateDec 21, 2020
Transfer Doc0000049306
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address450 LOST OAK LN, ESCONDIDO, CA 92025-6400
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyPROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000494918
DateOct 24, 2017
Instrument2017-0494918
Lender
NameNMSI INC
TypeMortgage Company
AddressLOS ANGELES, CA 90010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2032

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address450 LOST OAK LN, ESCONDIDO, CA 92025-6400
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyPROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 LOST OAK LN, ESCONDIDO, CA 92025-6400

Mortgage

Document Number0000809787
DateDec 16, 2020
Instrument2020-0809787
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2036

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 22, 2021
Property Address450 LOST OAK LN, ESCONDIDO, CA 92025-6400
Document Number0000049306
Instrument DateDec 21, 2020
Instrument49306
Transaction TypeTransfer
Record UpdatedJan 29, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address450 LOST OAK LN ESCONDIDO CA 920256400, ESCONDIDO, CA 92025-6400

Tax Assessment & Valuation

The 2025 property tax bill for 450 Lost Oak Ln was $9,209 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$832,749 (+2%) Land $160,810 Building $671,939
2025$9,209.00 Homeowner's exemption$816,421 Land $157,657 Building $658,764
2023$8,808.00 (+1.26%) Homeowner's exemption$784,721 Land $151,536 Building $633,185
2022$8,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 450 Lost Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Lost Oak Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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