450 Locust Rd, Ocala, FL 34472 Property Records

Marion County property record for 450 Locust Rd, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1995
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on File
Last Sale	$7,200 (Feb 2004)
Tax Bill	$1,735 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9034-1052-20`

Property Details

APN / Parcel Number

Primary APN	`9034-1052-20`
Alternative APNs	`2466375000` `2466375`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,272 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	107,593 sqft (2.47 acres)
Lot Dimensions	150 ft deep x 718 ft wide
Garage Type	Attached
Garage Area	279 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	132 sqft
Patio Area	32 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	450 LOCUST RD
City	OCALA
State	FL
Zip	34472-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 30 TWP 16 RGE 24 PLAT BOOK J PAGE 286 SILVER SPRINGS SHORES UNIT 34 BLK 1052 LOTS 9.10.11.19.20.21.22
Legal Range	24E
Legal Township	16S
Legal Section	30
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	1052
Legal Lot Number	9
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	3
Census Block	3003
Census Tract	703

Owner

Source: Marion County records · APN 9034-1052-20

Assessment roll updated December 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	450 LOCUST RD, OCALA, FL 34472-2545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit CAMPUS USA CREDIT UNION
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAMPUS USA CU
Oct 23, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAMPUS USA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2004 · Amount on Record
Deed Sale	Feb 13, 2004 · Amount on Record
Deed Document Number	200419238
Deed Book / Page	3640 / 1949
Last Transfer Date	Oct 23, 2025
Transfer Doc	0087431258
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	Jul 20, 2026
Property Address	450 LOCUST RD, OCALA, FL 34472-2545
Document Number	0000093478
Book / Page	8965 / 19
Instrument Date	Jul 14, 2026
Instrument	202693478
Transaction Type	Mortgage
Record Updated	Aug 05, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 LOCUST RD, OCALA, FL 34472-2545

Mortgage

Document Number	0000093478,
Date	Jul 20, 2026
Book Page	8965/19
Instrument	202693478

Lender

Name	CAMPUS USA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 31, 2046

Interest

Rate	6.47%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	450 LOCUST RD, OCALA, FL 34472-2545
Transaction Type	Mortgage
Record Updated	Jan 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 LOCUST RD, OCALA, FL 34472-2545

Mortgage

Document Number	0078390048
Date	Jul 26, 2022
Book Page	7839/48
Instrument	2022108638

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	NEWBERRY, FL 32669

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2032

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Oct 23, 2025
Property Address	450 LOCUST RD, OCALA, FL 34472-2545
Document Number	0087431258
Book / Page	8743 / 1258
Map Reference	MB J PG 286
Instrument Date	Oct 23, 2025
Instrument	2025141720
Transaction Type	Transfer
Record Updated	Jan 05, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 LOCUST RD, OCALA, FL 34472-2545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 LOCUST RD, OCALA, FL 34472-2545

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	450 LOCUST RD, OCALA, FL 34472-2545
Document Number	0071871663
Instrument Date	May 06, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 LOCUST RD OCALA FL 344722545, OCALA, FL 34472-2545

Mortgage

Document Number	0071871663
Date	May 12, 2020
Book Page	007187/001663
Instrument	48929

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 11, 2030

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,735.00 (+15.82%)	$101,930 (+2.9%)	$291,289 (-2.4%) Land $126,000 Building $165,289
2024	$1,498.00 (+2.6%) Homeowner's exemption	$99,057 (+3%)	$298,437 (-0.96%) Land $108,500 Building $189,937
2023	$1,460.00 (+2.74%) Homeowner's exemption	$96,172 (+3%)	$301,329 (+17.78%) Land $105,000 Building $196,329
2022	$1,421.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$93,371	$255,835 Land $98,000 Building $157,835

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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