Morgan County property record for 450 Jackson St SE, Decatur, AL 35601
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,775 sqft · built 1924 |
| Lot Size | 0.186 acres (8,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (May 2011) |
| Tax Bill | $892 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-04-20-2-012-009.000 |
| Primary APN | 03-04-20-2-012-009.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,775 sqft Living Area |
| 1st Floor Area | 2,056 sqft |
| Upper Floors Area | 617 sqft |
| Basement Area | 257 sqft |
| Unfinished Basement | 257 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,120 sqft (0.186 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 140896 |
|---|---|
| Street Address | 450 JACKSON ST SE |
| City | DECATUR |
| State | AL |
| Zip | 35601-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DLI&FC #3 LOT E 5' OF LOT 50 ALL LOTS 52 & 54, BLK 17, PLAT BK 1 PG 17 |
| Legal Range | 4W |
| Legal Township | 5S |
| Legal Section | 20 |
| Legal Subdivision | DLI&F CO ADD #3 |
| Legal Block | 17 |
| Legal Lot Number | 5S&54 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | DECATUR |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Albany Heritage Neighborhood Historic District listed 1983 · 198 contributing resources · NRIS 83002981 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Morgan County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 450 JACKSON ST SE, DECATUR, AL 35601-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2011 · Amount on Record |
| Deed Sale | May 16, 2011 · Amount on Record |
| Deed Book / Page | 2011 / 2645 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 27, 2026 |
| Property Address | 450 JACKSON ST SE, DECATUR, AL 35601-3006 |
| Document Number | 2026032339 |
| Book / Page | 2026 / 32339 |
| Instrument Date | Jul 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 450 JACKSON ST SE, DECATUR, AL 35601-3006 |
| Document Number | 2026032339, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 2026/32339 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 450 JACKSON ST SE, DECATUR, AL 35601-3006 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/24769 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 2022/24769 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Address | HILL, NH 3243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Decatur City |
| Unified School District | Decatur City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $892.00 (+7.21%) | $21,920 (+12.87%) Land $3,900 Building $18,020 | $219,200 (+12.87%) Land $39,000 Building $180,200 |
| 2024 | $19,420 (+8.43%) Land $3,900 Building $15,520 | $194,200 (+8.43%) Land $39,000 Building $155,200 | |
| 2023 | $832.00 (+33.33%) Homeowner's exemption | $17,910 (+29.97%) Land $3,900 Building $14,010 | $179,100 (+29.97%) Land $39,000 Building $140,100 |
| 2022 | $624.00 | $13,780 Land $3,900 Building $9,880 | $137,800 Land $39,000 Building $98,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2001–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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