Laurens County property record for 450 J W Harmon Rd, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Owner | Owner Name on File |
| Last Sale | $15,000 (Feb 2009) |
| Tax Bill | $410 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-01-01-020 |
| Primary APN | 280-01-01-020 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 2800101020 95751289 |
|---|---|
| Street Address | 450 J W HARMON RD |
| City | WATERLOO |
| State | SC |
| Zip | 29384-4572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 94-A |
| Legal Lot Number | 94-A |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | PRINCETON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 920202 |
The current owner of 450 J W Harmon Rd bought it in February 2009.
Source: Laurens County records, as of February 2, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1376 WEYMOUTH LN, CHARLOTTE, NC 28270-9770 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2009 · Amount on File |
| Deed Sale | Feb 20, 2009 · Amount on File |
| Prior Sale | Oct 24, 2007 |
| Deed Document Number | 2009001431 |
| Deed Book / Page | 0921 / 073 |
| Prior Transfer Date | Feb 19, 2009 |
| Prior Transfer Doc | 0000921073 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 450 J W HARMON RD, WATERLOO, SC 29384-4572 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1376 WEYMOUTH LN, CHARLOTTE, NC 28270-9770 |
| Document Number | 0M28240260 |
|---|---|
| Date | May 3, 2022 |
| Book Page | M2824/260 |
| Instrument | 2022004182 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 39801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 450 J W Harmon Rd was $410 with a homeowner's exemption, up 4.1% from the year before.
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $410.00 (+4.06%) Homeowner's exemption | $2,090 (-) Land $1,670 Building $420 | |
| 2024 | $394.00 (+37.28%) Homeowner's exemption | $2,090 (-) Land $1,670 Building $420 | |
| 2023 | $287.00 (-24.67%) | $2,090 (-33.44%) | $52,300 (-13.55%) Land $41,800 Building $10,500 |
| 2022 | $381.00 | $3,140 Land $2,510 Building $630 | $60,500 (-) Land $50,000 Building $10,500 |
| 2021 | $60,500 Land $50,000 Building $10,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 450 J W Harmon Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 J W Harmon Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Piedmont Rural Telephone Cooperative.
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