450 Independence Hwy, Independence, OR 97351 Property Records

Polk County property record for 450 Independence Hwy, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,143 sqft · built 2020
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Jul 2014)
Tax Bill	$3,477 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07426-C0-02300`

Property Details

APN / Parcel Number

Primary APN	`07426-C0-02300`
Alternative APN	`221917`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,143 sqft Gross Area
1st Floor Area	1,419 sqft
2nd Floor Area	1,119 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
View / Lot	Flood Plain
Garage Area	605 sqft
Parking Spaces	4 Parking Spaces
Deck Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	221917
Street Address	450 INDEPENDENCE HWY
City	INDEPENDENCE
State	OR
Zip	97351-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-5
Legal Description	NULL NULL BLOCK NULL
Legal Range	4W
Legal Township	07S
Legal Section	26
Legal Subdivision	NULL
Legal Block	4
Legal Lot Number	NULL
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4037
Census Tract	5301

Owner

450 Independence Hwy is owned by an individual who bought it in July 2014.

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	450 INDEPENDENCE HWY, INDEPENDENCE, OR 97351-9658
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
May 15, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC
May 22, 2020	Correction Deed, Subdivision Related Transfer AMERITITLE
Apr 16, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI EVERGREEN MONEYSOURCE MTG
May 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2014 · Amount on File
Deed Sale	Jul 14, 2014 · Amount on File
Prior Sale	Jan 9, 2014 · Amount on File
Deed Document Number	20145684
Prior Transfer Date	Jun 17, 2014
Prior Transfer Doc	0000005684
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	450 INDEPENDENCE HWY, INDEPENDENCE, OR 97351-9658
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017377
Date	Nov 19, 2020
Instrument	2020-017377

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Aug 24, 2021
Property Address	450 INDEPENDENCE HWY, INDEPENDENCE, OR 97351-9658
Document Number	0000013508
Instrument Date	Aug 17, 2021
Instrument	2021-013508
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	450 INDEPENDENCE HWY, INDEPENDENCE, OR 97351-9658

Mortgage

Document Number	0000013509
Date	Aug 24, 2021
Instrument	2021-013509

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	May 15, 2020
Property Address	450 INDEPENDENCE HWY, INDEPENDENCE, OR 97351-9658
Document Number	0000006530
Instrument Date	May 14, 2020
Instrument	6530
Transaction Type	Subdivision Related Transfer
Record Updated	May 27, 2020
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	430 INDEENDENCE HIHGWAY INDEPENDENCE OR 97351, INDEPENDENCE, OR 97351

Mortgage

Document Number	6531
Date	May 15, 2020
Instrument	6531

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

May 2020: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	POLK OR
Recording Date	May 22, 2020
Property Address	450 INDEPENDENCE HWY, INDEPENDENCE, OR 97351-9658
Document Number	0000006872
Instrument Date	May 14, 2020
Instrument	6872
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 3, 2020
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	430 INDEPENDENCE HWY INDEPENDENCE OR 973519658, INDEPENDENCE, OR 97351-9658

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Apr 16, 2020
Property Address	450 INDEPENDENCE HWY, INDEPENDENCE, OR 97351-9658
Document Number	0000005212
Instrument Date	Apr 15, 2020
Instrument	5212
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2020
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 INDEPENDENCE HWY INDEPENDENCE OR 973519658, INDEPENDENCE, OR 97351-9658

Mortgage

Document Number	5213
Date	Apr 16, 2020
Instrument	5213

Lender

Name	EVERGREEN MONEYSOURCE MTG
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK OR
Recording Date	May 8, 2019
Property Address	450 INDEPENDENCE HWY, INDEPENDENCE, OR 97351-9658
Document Number	0000004666
Instrument Date	May 8, 2019
Instrument	4666
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	159 S 2ND ST INDEPENDENCE OR 973512030, INDEPENDENCE, OR 97351-2030

Tax Assessment & Valuation

The 2025 property tax bill for 450 Independence Hwy was $3,477, up 4.1% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,130 (+3%) Land $50,290 Building $227,840	$621,630 (+6.09%) Land $164,000 Building $457,630
2025	$3,477.00 (+4.13%)	$270,030 (+3%) Land $48,820 Building $221,210	$585,940 (-2.19%) Land $132,000 Building $453,940
2024	$3,339.00 (-6.08%)	$262,170 (+3%) Land $47,400 Building $214,770	$599,080 (+2.55%) Land $136,080 Building $463,000
2023	$3,555.00 (+13.94%)	$254,540 (+3%) Land $46,020 Building $208,520	$584,180 (+8.71%) Land $129,990 Building $454,190
2022	$3,120.00	$247,130 Land $44,680 Building $202,450	$537,370 Land $122,560 Building $414,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 Independence Hwy in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Independence Hwy is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICKREALL WATER ASSOCIATION private · serves 1,650 people · EPA ID OR4100704
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb
Copper	1.36 mg/L (2024–2026) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Nitrate not recorded as resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50

May also be available: Hunter Communications, Verizon.

Nearby Properties on Independence Hwy

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