Lake County property record for 450 Hunter Ln, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 5,734 sqft · built 1989 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,080,000 (Oct 2025) |
| Tax Bill | $25,833 (2024) |
| Deeds & Mortgages | Jul 2024 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-303-007 |
| Primary APN | 16-05-303-007 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 5,734 sqft Living Area |
| Gross Area | 9,007 sqft |
| 1st Floor Area | 2,722 sqft |
| 2nd Floor Area | 3,012 sqft |
| Upper Floors Area | 3,028 sqft |
| Basement Area | 2,381 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 57,499 sqft (1.32 acres) |
| Garage Type | Attached |
| Garage Area | 892 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 27 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 450 HUNTER LN |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGELAND SUB; LOT 8 |
| Legal Subdivision | RIDGELAND SUB |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 864602 |
450 Hunter Ln is owned by two individuals who bought it in October 2025.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1335 LINDEN AVE, DEERFIELD, IL 60015-2135 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2024 | Deed of Trust, Mortgage · Commercial Mortgage THE AMERICAN COMMERCIAL BANK & TRUST |
| Oct 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage BNY MELLON NA |
| Feb 13, 2024 | Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Sep 20, 2023 | Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on File |
| Deed Sale | Oct 9, 2025 · Amount on File |
| Prior Sale | Feb 13, 2024 · Amount on File |
| Deed Document Number | 20258126970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 450 HUNTER LN, LAKE FOREST, IL 60045-2778 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 596 W SLIPPERY ROCK DR, PALATINE, IL 60067-2399 |
| Document Number | 0008046855 |
|---|---|
| Date | Jul 25, 2024 |
| Instrument | 8046855 |
| Name | THE AMERICAN COMMERCIAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 9, 2025 |
| Property Address | 450 HUNTER LN, LAKE FOREST, IL 60045-2778 |
| Document Number | 0008126970 |
| Map Reference | DOC 2685018 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 8126970 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 450 HUNTER LN, LAKE FOREST, IL 60045-2778 |
| Document Number | 0008126971 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 8126971 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Feb 13, 2024 |
| Property Address | 450 HUNTER LN, LAKE FOREST, IL 60045-2778 |
| Document Number | 0008019246 |
| Map Reference | DOC 2685018 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 8019246 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3501 OLYMPUS BLVD STE 500, 500, COPPELL, TX 75019-6295 |
| Name | Verified Name |
|---|---|
| Address | 450 HUNTER LN, LAKE FOREST, IL 60045-2778 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 20, 2023 |
| Property Address | 450 HUNTER LN, LAKE FOREST, IL 60045-2778 |
| Document Number | 0007996761 |
| Map Reference | DOC 2685018 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 7996761 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 2, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9990 RICHMOND AVE STE 400, 400, HOUSTON, TX 77042-4546 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $463,060 (+4.84%) Land $152,898 Building $310,162 | $1,389,319 (+4.84%) Land $458,740 Building $930,579 | |
| 2024 | $25,833.00 (-5.33%) | $441,682 (+11.18%) Land $145,839 Building $295,843 | $1,325,179 (+11.18%) Land $437,561 Building $887,618 |
| 2023 | $27,286.00 (+5.81%) | $397,268 (-13.74%) Land $139,961 Building $257,307 | $1,191,923 (-13.74%) Land $419,925 Building $771,998 |
| 2022 | $25,788.00 | $460,552 Land $147,410 Building $313,142 | $1,381,794 Land $442,274 Building $939,520 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 450 Hunter Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1978–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Hunter Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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