450 High St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 450 High St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,672 sqft · built 1926
Lot Size0.229 acres (9,975 sqft)
Owner2 Individual Names on File
Tax Bill$4,223 (2026)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN8536-27

Property Details

APN / Parcel Number

Primary APN8536-27
Alternative APN
  • CUMB M:007 B:0430 L:000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area3,660 sqft
1st Floor Area892 sqft
AtticAttic
Attic Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,975 sqft (0.229 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number8536-27
Street Address450 HIGH ST
CityCUMBERLAND
StateRI
Zip02864-7630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code110
Legal Block430
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group5
Census Block5008
Census Tract11200

Owner

450 High St is owned and occupied by two individuals.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address450 HIGH ST, CUMBERLAND, RI 02864-7630
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address450 HIGH ST, CUMBERLAND, RI 02864-7630
Document Number1740-138
Book / Page001740 / 000138
Instrument DateApr 15, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1740-138
DateApr 21, 2017
Book Page001740/000138
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 450 High St was $4,223, down 2.4% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,223.00 (-2.36%)$421,900 (+19.69%) Land $196,800 Building $225,100$398,021
2025$4,325.00$352,500 Land $99,900 Building $252,600
2023$4,096.00 (+10.17%)$352,500 (+42.14%) Land $99,900 Building $252,600
2022$3,718.00$248,000 Land $73,300 Building $174,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 450 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on High St

Nearby Streets

Search Property Records by Address or Parcel Number