450 Grove Rd, Sylva, NC 28779 Property Records

Jackson County property record for 450 Grove Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$129 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7640-37-5587`

Property Details

APN / Parcel Number

Primary APN	`7640-37-5587`
Alternative APN	`183612`

Exterior

Lot Area	13,068 sqft (0.3 acres)
Terrain	Rolling

Location & Zoning

Account Number	183612
Street Address	450 GROVE RD
City	SYLVA
State	NC
Zip	28779-6860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR-1
Legal Description	OFF WEBSTER RD
Legal Township	29
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2035
Census Tract	950400

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 GROVE RD, SYLVA, NC 28779-6860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Warranty Deed, Transfer TILLEY CREEK PROPERTIES INC
Oct 15, 2019	Warranty Deed, Transfer · Conventional with PMI TILLEY CREEK PROPERTIES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2020
Deed Sale	Jul 24, 2020
Prior Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	0002272294
Deed Book / Page	2272 / 294
Record Updated	Jun 7, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 24, 2020
Property Address	450 GROVE RD, SYLVA, NC 28779-6860
Document Number	0022720294
Book / Page	002272 / 000294
Instrument Date	Jul 14, 2020
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 GROVE RD SYLVA NC 287796860, SYLVA, NC 28779-6860

Mortgage

Document Number	22720297
Date	Jul 24, 2020
Book Page	002272/000297

Lender

Name	TILLEY CREEK PROPERTIES INC
Address	PO BOX 366, DILLSBORO, NC 28725-0366

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 23, 2025

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 15, 2019
Property Address	450 GROVE RD, SYLVA, NC 28779-6860
Document Number	0022501584
Book / Page	002250 / 001584
Instrument Date	Oct 14, 2019
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	450 GROVE RD SYLVA NC 287796860, SYLVA, NC 28779-6860

Mortgage

Document Number	22501587
Date	Oct 15, 2019
Book Page	002250/001587

Lender

Name	TILLEY CREEK PROPERTIES INC
Address	PO BOX 366, DILLSBORO, NC 28725-0366

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	84 Months
Due	Oct 14, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Webster Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$129.00	$34,110 Land $24,540 Building $9,570

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1991–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUCKASEIGEE WATER & SEWER AUTH serves 7,528 people · EPA ID NC0150035
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2025 Treatment failure resolved · May 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures